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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $846/month moving to Murfreesboro, TN

$150.0K in your current city equals $139.8K in Murfreesboro, TN

Rent data from HUD ZIP-level estimates ยท COL index from Miami-Fort Lauderdale-Pompano Beach, FL area
Overall Cost
โ†“ 11.3%
Less expensive
Monthly Impact
$846
Savings
Annual Impact
$10.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pembroke Pines, FL

Population:171K
Cost Index:
100
100 = national average
Median Home:$578K

Murfreesboro, TN

Population:165K
Cost Index:
89
(11% below avg)
Median Home:$400K

Pembroke Pines, FL

The Sunshine State

171K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 171K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Murfreesboro, TN

The Volunteer State

165K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 165K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Annual spending: Pembroke Pines, FL vs Murfreesboro, TN

Housing
โ†“ 29.2%
Pembroke Pines, FL
$3,248
Murfreesboro, TN
$2,301
Difference
$947
less
Transportation
โ†“ 15.3%
Pembroke Pines, FL
$1,462
Murfreesboro, TN
$1,239
Difference
$223
less
Groceries
โ†“ 13.6%
Pembroke Pines, FL
$1,079
Murfreesboro, TN
$932
Difference
$147
less
Other
โ†“ 2.7%
Pembroke Pines, FL
$1,925
Murfreesboro, TN
$1,873
Difference
$51.87
less
All Utilities
โ†“ 1.8%
Pembroke Pines, FL
$519
Murfreesboro, TN
$510
Difference
$9.25
less
Healthcare
โ†‘ 1.3%
Pembroke Pines, FL
$589
Murfreesboro, TN
$596
Difference
$7.76
more

๐Ÿ Rent Comparison

Studio
From$2,050
To$1,168
โ†“ $882
1 Bed
From$2,250
To$1,222
โ†“ $1,028
2 Bed
From$2,760
To$1,341
โ†“ $1,419
3 Bed
From$3,805
To$1,714
โ†“ $2,091
Pembroke Pines, FLZIP-level data

1BR range: $1,870โ€“$2,630/mo

Murfreesboro, TNZIP-level data

1BR range: $1,340โ€“$1,640/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,822
Monthly in Pembroke Pines, FL
$7,452
Monthly in Murfreesboro, TN
$1,370
Difference

Home Values

Pembroke Pines
Murfreesboro
$578K
Median Value
$400K
โ†“ -4.5%
YoY Change
0%
โ†‘ +43.6%
5-Year Change
โ†‘ +35.5%
$459K - $698K
Price Range
$364K - $436K

Homes in Murfreesboro are 31% less expensive than Pembroke Pines

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Pembroke Pines, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Murfreesboro, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Pembroke Pines, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Murfreesboro, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pembroke Pines
Murfreesboro
48 Good
Air Quality
50 Good
59.8%
Good Air Days
51.6%
100 Very High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
22 days
Heat Days >95ยฐF
42 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
22 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Florida and Tennessee on TaxTakeHome.com

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