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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $3.7K/month more in New York, NY

$150.0K in your current city equals $195.0K in New York, NY

Rent data from HUD ZIP-level estimates ยท COL index from Miami-Fort Lauderdale-Pompano Beach, FL area
Overall Cost
โ†‘ 50.0%
More expensive
Monthly Impact
$3,750
Extra cost
Annual Impact
$45.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pembroke Pines, FL

Population:171K
Cost Index:
100
100 = national average
Median Home:$578K

New York, NY

Population:8337K
Cost Index:
150
(50% above avg)
Median Home:$1.05M

Pembroke Pines, FL

The Sunshine State

171K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 171K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

New York, NY

The Empire State

8.3M
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMost populous city in the US
  • โ€ขMajor global financial center
  • โ€ขWorld-renowned cultural hub

Major Industries

FinanceReal EstateTechnologyMedia

Cost Breakdown by Category

Annual spending: Pembroke Pines, FL vs New York, NY

Housing
โ†‘ 135.4%
Pembroke Pines, FL
$3,248
New York, NY
$7,648
Difference
$4,400
more
Transportation
โ†‘ 9.6%
Pembroke Pines, FL
$1,462
New York, NY
$1,602
Difference
$141
more
Other
โ†‘ 5.7%
Pembroke Pines, FL
$1,925
New York, NY
$2,034
Difference
$109
more
Healthcare
โ†‘ 16.8%
Pembroke Pines, FL
$589
New York, NY
$688
Difference
$99.13
more
Groceries
โ†‘ 8.0%
Pembroke Pines, FL
$1,079
New York, NY
$1,165
Difference
$85.94
more
All Utilities
โ†‘ 15.6%
Pembroke Pines, FL
$519
New York, NY
$600
Difference
$80.87
more

๐Ÿ›๏ธ Local Income Taxes

New York, NY: NYC Income Tax$5,689/yr (3.8%)

Pembroke Pines, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$2,050
To$3,120
โ†‘ $1,070
1 Bed
From$2,250
To$3,270
โ†‘ $1,020
2 Bed
From$2,760
To$3,590
โ†‘ $830
3 Bed
From$3,805
To$4,500
โ†‘ $695
Pembroke Pines, FLZIP-level data

1BR range: $1,870โ€“$2,630/mo

New York, NYZIP-level data

1BR range: $2,260โ€“$3,990/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,822
Monthly in Pembroke Pines, FL
$13,737
Monthly in New York, NY
$4,915
Difference

Home Values

Pembroke Pines
New York
$578K
Median Value
$1.05M
โ†“ -4.5%
YoY Change
โ†“ -0.1%
โ†‘ +43.6%
5-Year Change
โ†“ -5.9%
$459K - $698K
Price Range
$471K - $3.49M

Homes in New York are 82% more expensive than Pembroke Pines

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $9.5K
More taxes
Monthly Difference
$795
Less take-home
Effective Rate Diff
6.4%
Rate difference

Pembroke Pines, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

New York, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

Pembroke Pines, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

New York, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pembroke Pines
New York
48 Good
Air Quality
43 Good
59.8%
Good Air Days
65.8%
100 Very High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒ€๐ŸŒก
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
22 days
Heat Days >95ยฐF
11 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
22 days
Heat Days >95ยฐF
11 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Florida and New York on TaxTakeHome.com

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