Is Garland, TX cheaper than Peoria, AZ?

Based on cost of living data, Garland, TX is 0.0% cheaper than Peoria, AZ. The two cities have very similar living costs.

What salary do I need in Garland, TX to live like I do in Peoria, AZ?

If you earn $150,000 in Peoria, AZ, you'd need approximately $150,000 in Garland, TX to maintain the same standard of living.

How does housing cost compare between Peoria, AZ and Garland, TX?

Housing in Garland, TX is 8.0% cheaper than in Peoria, AZ. For a two-bedroom apartment, rent is $1,880/month in Garland, TX compared to $1,900/month in Peoria, AZ.

How much can I save per month by moving from Peoria, AZ to Garland, TX?

Peoria, AZ and Garland, TX have very similar costs of living, based on a $150,000 salary.

Peoria, AZ vs Garland, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Peoria, AZ

Numbers update automatically as you type

Peoria, AZ and Garland, TX have similar living costs

$150.0K in your current city equals $150.0K in Garland, TX

Rent data from HUD ZIP-level estimates · COL index from Phoenix-Mesa-Chandler, AZ area

Overall Cost

→ 0.0%

Same cost

Monthly Impact

No change

Annual Impact

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Peoria, AZ

Population:199K

Cost Index:

100

100 = national average

Median Home:$448K

Garland, TX

Population:246K

Cost Index:

100

(national average)

Median Home:$273K

Peoria, AZ

The Grand Canyon State

199K

Population

State Tax

Yes

Located in Arizona, this city has a population of 199K residents.

Garland, TX

The Lone Star State

246K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 246K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Peoria, AZ vs Garland, TX

Category	Peoria, AZ	Garland, TX	Difference	Change
Housing	$2,599/mo	$2,391/mo	↓ $208less	8.0%
Transportation	$1,489/mo	$1,298/mo	↓ $191less	12.8%
Other	$1,674/mo	$1,774/mo	↑ $100more	6.0%
Healthcare	$589/mo	$632/mo	↑ $43.37more	7.4%
Groceries	$959/mo	$979/mo	↑ $19.99more	2.1%
All Utilities	$546/mo	$563/mo	↑ $16.39more	3.0%

Housing

↓ 8.0%

Peoria, AZ

$2,599

Garland, TX

$2,391

Difference

$208

less

Transportation

↓ 12.8%

Peoria, AZ

$1,489

Garland, TX

$1,298

Difference

$191

less

Other

↑ 6.0%

Peoria, AZ

$1,674

Garland, TX

$1,774

Difference

$100

Healthcare

↑ 7.4%

Peoria, AZ

$589

Garland, TX

$632

Difference

$43.37

Groceries

↑ 2.1%

Peoria, AZ

$959

Garland, TX

$979

Difference

$19.99

All Utilities

↑ 3.0%

Peoria, AZ

$546

Garland, TX

$563

Difference

$16.39

🏠Rent Comparison

Studio

From$1,510

To$1,540

↑ $30.00

1 Bed

From$1,640

To$1,600

↓ $40.00

2 Bed

From$1,900

To$1,880

↓ $20.00

3 Bed

From$2,530

To$2,370

↓ $160

Peoria, AZZIP-level data

1BR range: $1,540–$1,830/mo

Garland, TXZIP-level data

1BR range: $1,410–$1,820/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,856

Monthly in Peoria, AZ

$7,637

Monthly in Garland, TX

$219

Difference

Home Values

Peoria

Garland

$448K

Median Value

$273K

↓ -3.2%

YoY Change

↓ -5.7%

↑ +29.6%

5-Year Change

↑ +25.8%

$360K - $450K

Price Range

$240K - $330K

Homes in Garland are 39% less expensive than Peoria

Calculate payment - Peoria Calculate payment - Garland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Peoria, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Garland, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Peoria, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Garland, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.