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Cost of Living Comparison 2026

๐Ÿ“ Pharr, TX โ€” ZIP-level rent data ยท COL adjusted from Laredo, TX area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Austin, TX

$150.0K in your current city equals $165.4K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from McAllen-Edinburg-Mission, TX area
Overall Cost
โ†‘ 17.1%
More expensive
Monthly Impact
$1,280
Extra cost
Annual Impact
$15.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pharr, TX

Population:80K
Cost Index:100
Median Home:$161K

Austin, TX

Population:979K
Cost Index:117
Median Home:$558K

Pharr, TX

The Lone Star State

80K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 80K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Pharr, TX vs Austin, TX

๐Ÿ Housing
โ†‘ 57.2%
Pharr, TX
$1,835
Austin, TX
$2,885
Difference
$1,050
more
๐Ÿš—Transportation
โ†“ 7.9%
Pharr, TX
$1,395
Austin, TX
$1,284
Difference
$111
less
๐ŸฅHealthcare
โ†‘ 12.5%
Pharr, TX
$523
Austin, TX
$589
Difference
$65.56
more
๐Ÿ“ฆOther
โ†‘ 3.0%
Pharr, TX
$1,691
Austin, TX
$1,741
Difference
$49.98
more
โšกAll Utilities
โ†‘ 5.5%
Pharr, TX
$513
Austin, TX
$541
Difference
$28.43
more
๐Ÿ›’Groceries
โ†‘ 1.2%
Pharr, TX
$948
Austin, TX
$959
Difference
$11.59
more

๐Ÿ Rent Comparison

Studio
From$978
To$1,585
โ†‘ $607
1 Bed
From$978
To$1,685
โ†‘ $707
2 Bed
From$1,227
To$1,995
โ†‘ $768
3 Bed
From$1,597
To$2,525
โ†‘ $928
Pharr, TXZIP-level data

1BR range: $900โ€“$900/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,904
Monthly in Pharr, TX
$7,998
Monthly in Austin, TX
$1,095
Difference

Home Values

Pharr
Austin
$161K
Median Value
$558K
โ†“ -2.5%
YoY Change
โ†“ -5%
โ†‘ +39.7%
5-Year Change
โ†‘ +12.6%
$161K
Price Range
$272K - $1.26M

Homes in Austin are 247% more expensive than Pharr

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Pharr, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Pharr, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pharr
Austin
45 Good
Air Quality
52 Moderate
57.7%
Good Air Days
42.6%
89 Moderate
Climate Risk
98 High
๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
151 days
Heat Days >95ยฐF
98 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
151 days
Heat Days >95ยฐF
98 days

Where your money goes further

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Similar cost to Austin, TX

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