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Cost of Living Comparison 2026

Moving from Philly to LA? You're not alone. Los Angeles's appeal, from entertainment industry to sprawling freeways, is drawing residents away from Philadelphia's higher costs.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $5.3K/month more in Los Angeles, CA

$150.0K in your current city equals $214.1K in Los Angeles, CA

Rent data from HUD ZIP-level estimates · COL index from Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Overall Cost
71.2%
More expensive
Monthly Impact
$5,343
Extra cost
Annual Impact
$64.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Philadelphia, PA

Population:1584K
Cost Index:
100
100 = national average
Median Home:$241K

Los Angeles, CA

Population:3899K
Cost Index:
171
(71% above avg)
Median Home:$885K

Philadelphia, PA

The Keystone State

1.6M
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Birthplace of America
  • Cheesesteak city
  • Major East Coast hub

Major Industries

HealthcareEducationFinanceManufacturing

Los Angeles, CA

The Golden State

3.9M
Population
State Tax
Yes
Climate
Mediterranean

Notable Facts

  • Entertainment capital of the world
  • Major Pacific Rim trade center
  • Diverse metropolitan area

Major Industries

EntertainmentTechnologyInternational TradeTourism

Cost Breakdown by Category

Annual spending: Philadelphia, PA vs Los Angeles, CA

Housing
235.1%
Philadelphia, PA
$2,313
Los Angeles, CA
$7,749
Difference
$5,437
more
Transportation
51.9%
Philadelphia, PA
$1,421
Los Angeles, CA
$2,158
Difference
$738
more
Groceries
5.8%
Philadelphia, PA
$1,104
Los Angeles, CA
$1,040
Difference
$63.95
less
Healthcare
8.8%
Philadelphia, PA
$607
Los Angeles, CA
$554
Difference
$53.28
less
All Utilities
8.1%
Philadelphia, PA
$607
Los Angeles, CA
$557
Difference
$49.18
less
Other
2.5%
Philadelphia, PA
$1,774
Los Angeles, CA
$1,731
Difference
$43.52
less

🏛️ Local Income Taxes

Philadelphia, PA: Philadelphia Wage Tax (resident)$5,625/yr (3.8%)

Los Angeles, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,280
To$1,910
$630
1 Bed
From$1,390
To$2,135
$745
2 Bed
From$1,660
To$2,660
$1,000
3 Bed
From$1,990
To$3,370
$1,380
Philadelphia, PAZIP-level data

1BR range: $1,080$2,280/mo

Los Angeles, CAZIP-level data

1BR range: $1,630$3,130/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,826
Monthly in Philadelphia, PA
$13,790
Monthly in Los Angeles, CA
$5,964
Difference

Home Values

Philadelphia
Los Angeles
$241K
Median Value
$885K
↑ +2.8%
YoY Change
↓ -3.4%
↑ +9%
5-Year Change
↑ +13.1%
$71K - $855K
Price Range
$531K - $3.01M

Homes in Los Angeles are 268% more expensive than Philadelphia

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$6.0K
More taxes
Monthly Difference
$502
Less take-home
Effective Rate Diff
4.0%
Rate difference

Philadelphia, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Los Angeles, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Philadelphia, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Los Angeles, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Philadelphia
Los Angeles
52 Moderate
Air Quality
80 Moderate
47.3%
Good Air Days
10.4%
100 Very High
Climate Risk
100 Very High
🌊🌅🌀
Top Hazards
🔥🌊🌅
+2.9°F
2050 Outlook
+2.6°F
22 days
Heat Days >95°F
17 days
+2.9°F
2050 Outlook
+2.6°F
22 days
Heat Days >95°F
17 days

What to Consider When Moving from Philadelphia, PA to Los Angeles, CA

Relocating from Philadelphia, PA to Los Angeles, CA involves more than just comparing rent prices. While the overall cost of living is roughly 71% higher in Los Angeles, CA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Los Angeles, CA is 235% more expensive than in Philadelphia, PA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Los Angeles, CA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Los Angeles, CA to match your current standard of living in Philadelphia, PA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Los Angeles, CA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Philadelphia, PA vs Los Angeles, CA

Is Los Angeles, CA cheaper than Philadelphia, PA?

Los Angeles, CA is approximately 71.2% more expensive than Philadelphia, PA overall. On a $150,000 salary, that translates to roughly $5,343/month in additional expenses. Housing is the biggest factor, costing 235% more in Los Angeles, CA.

What salary do I need in Los Angeles, CA to match my lifestyle in Philadelphia, PA?

If you currently earn $150,000 in Philadelphia, PA, you would need approximately $214,121 in Los Angeles, CA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Philadelphia, PA and Los Angeles, CA?

A two-bedroom apartment averages $1,660/month in Philadelphia, PA compared to $2,660/month in Los Angeles, CA. One-bedroom apartments are $1,390/month in Philadelphia, PA vs $2,135/month in Los Angeles, CA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Philadelphia, PA or Los Angeles, CA?

Groceries are about 6% cheaper in Los Angeles, CA than in Philadelphia, PA, saving a typical household roughly $63.95/month on food.

What is the best time to move from Philadelphia, PA to Los Angeles, CA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Pennsylvania and California on TaxTakeHome.com

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