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Philadelphia, PA

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Pittsburgh, PA

Cost of Living Comparison 2026

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You'd save $904/month moving to Pittsburgh, PA

$150.0K in your current city equals $139.2K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Overall Cost
12.1%
Less expensive
Monthly Impact
$904
Savings
Annual Impact
$10.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Philadelphia, PA

Population:1584K
Cost Index:100
Median Home:$241K

Pittsburgh, PA

Population:303K
Cost Index:88

Philadelphia, PA

The Keystone State

1.6M
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Birthplace of America
  • Cheesesteak city
  • Major East Coast hub

Major Industries

HealthcareEducationFinanceManufacturing

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Philadelphia, PA vs Pittsburgh, PA

🏠Housing
15.7%
Philadelphia, PA
$2,313
Pittsburgh, PA
$1,949
Difference
$364
less
🚗Transportation
14.4%
Philadelphia, PA
$1,421
Pittsburgh, PA
$1,216
Difference
$205
less
📦Other
9.4%
Philadelphia, PA
$1,774
Pittsburgh, PA
$1,607
Difference
$167
less
🛒Groceries
10.4%
Philadelphia, PA
$1,104
Pittsburgh, PA
$989
Difference
$115
less
🏥Healthcare
13.3%
Philadelphia, PA
$607
Pittsburgh, PA
$527
Difference
$80.54
less
All Utilities
0.0%
Philadelphia, PA
$607
Pittsburgh, PA
$607
Difference
$0
same

🏛️ Local Income Taxes

Philadelphia, PA: Philadelphia Wage Tax (resident)$5,625/yr (3.8%)
Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)
Net difference-$1,125/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,280
To$750
$530
1 Bed
From$1,390
To$850
$540
2 Bed
From$1,660
To$1,050
$610
3 Bed
From$1,990
To$1,400
$590
Philadelphia, PAZIP-level data

1BR range: $1,080$2,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,826
Monthly in Philadelphia, PA
$6,894
Monthly in Pittsburgh, PA
$932
Difference

Home Values

Philadelphia
Pittsburgh
$241K
Median Value
-
↑ +2.8%
YoY Change
-
↑ +9%
5-Year Change
-
$71K - $855K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Philadelphia, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Philadelphia, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Philadelphia
Pittsburgh
52 Moderate
Air Quality
52 Moderate
47.3%
Good Air Days
47.8%
100 Very High
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌪💨
+2.9°F
2050 Outlook
+3.0°F
22 days
Heat Days >95°F
12 days
+2.9°F
2050 Outlook
+3.0°F
22 days
Heat Days >95°F
12 days

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