Is Yonkers, NY cheaper than Philadelphia, PA?

Based on cost of living data, Yonkers, NY is 23.5% more expensive than Philadelphia, PA. This translates to spending an extra $1764 per month.

What salary do I need in Yonkers, NY to live like I do in Philadelphia, PA?

If you earn $150,000 in Philadelphia, PA, you'd need approximately $171,166.008 in Yonkers, NY to maintain the same standard of living.

How does housing cost compare between Philadelphia, PA and Yonkers, NY?

Housing in Yonkers, NY is 60.7% more expensive than in Philadelphia, PA. For a two-bedroom apartment, rent is $2,860/month in Yonkers, NY compared to $1,660/month in Philadelphia, PA.

How much can I save per month by moving from Philadelphia, PA to Yonkers, NY?

Living in Yonkers, NY costs approximately $1764 more per month than Philadelphia, PA, or $21166 more per year, based on a $150,000 salary.

Philadelphia, PA vs Yonkers, NY: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Philadelphia, PA

Numbers update automatically as you type

You'd spend $1.8K/month more in Yonkers, NY

$150.0K in your current city equals $171.2K in Yonkers, NY

Rent data from HUD ZIP-level estimates · COL index from Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Overall Cost

↑ 23.5%

More expensive

Monthly Impact

$1,764

Extra cost

Annual Impact

$21.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Philadelphia, PA

Population:1584K

Cost Index:

100

100 = national average

Median Home:$241K

Yonkers, NY

Population:208K

Cost Index:

124

(24% above avg)

Median Home:$648K

Philadelphia, PA

The Keystone State

1.6M

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Birthplace of America
•Cheesesteak city
•Major East Coast hub

Major Industries

HealthcareEducationFinanceManufacturing

Yonkers, NY

The Empire State

208K

Population

State Tax

Yes

Located in New York, this city has a population of 208K residents.

Cost Breakdown by Category

Annual spending: Philadelphia, PA vs Yonkers, NY

Category	Philadelphia, PA	Yonkers, NY	Difference	Change
Housing	$2,313/mo	$3,716/mo	↑ $1,403more	60.7%
Other	$1,774/mo	$2,026/mo	↑ $251more	14.2%
Transportation	$1,421/mo	$1,598/mo	↑ $178more	12.5%
Healthcare	$607/mo	$688/mo	↑ $80.54more	13.3%
All Utilities	$607/mo	$596/mo	↓ $10.93less	1.8%
Groceries	$1,104/mo	$1,099/mo	↓ $5.00less	0.5%

Housing

↑ 60.7%

Philadelphia, PA

$2,313

Yonkers, NY

$3,716

Difference

$1,403

Other

↑ 14.2%

Philadelphia, PA

$1,774

Yonkers, NY

$2,026

Difference

$251

Transportation

↑ 12.5%

Philadelphia, PA

$1,421

Yonkers, NY

$1,598

Difference

$178

Healthcare

↑ 13.3%

Philadelphia, PA

$607

Yonkers, NY

$688

Difference

$80.54

All Utilities

↓ 1.8%

Philadelphia, PA

$607

Yonkers, NY

$596

Difference

$10.93

less

Groceries

↓ 0.5%

Philadelphia, PA

$1,104

Yonkers, NY

$1,099

Difference

$5.00

less

🏛️ Local Income Taxes

Philadelphia, PA: Philadelphia Wage Tax (resident)$5,625/yr (3.8%)

Yonkers, NY: Yonkers Surcharge (16.75% of state tax)$2,939/yr (2.0%)

Net difference-$2,686/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,280

To$2,490

↑ $1,210

1 Bed

From$1,390

To$2,610

↑ $1,220

2 Bed

From$1,660

To$2,860

↑ $1,200

3 Bed

From$1,990

To$3,580

↑ $1,590

Philadelphia, PAZIP-level data

1BR range: $1,080–$2,280/mo

Yonkers, NYZIP-level data

1BR range: $2,400–$2,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,826

Monthly in Philadelphia, PA

$9,722

Monthly in Yonkers, NY

$1,897

Difference

Home Values

Philadelphia

Yonkers

$241K

Median Value

$648K

↑ +2.8%

YoY Change

↑ +4.6%

↑ +9%

5-Year Change

↑ +30.3%

$71K - $855K

Price Range

$598K - $729K

Homes in Yonkers are 169% more expensive than Philadelphia

Calculate payment - Philadelphia Calculate payment - Yonkers

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.9K

More taxes

Monthly Difference

$412

Less take-home

Effective Rate Diff

3.3%

Rate difference

Philadelphia, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Yonkers, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Philadelphia, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

Yonkers, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.