Philipsburg, PA vs Summit Hill, PA: Cost of Living

Which city costs less?

Summit Hill, PA has a modeled overall cost index 4.2% higher than Philipsburg, PA.

Philipsburg, PA · modeled 2BR rent: $1,290 / month
Summit Hill, PA · modeled 2BR rent: $1,440 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Philipsburg, PA and Summit Hill, PA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Philipsburg, PA

Numbers update automatically as you type

Estimated extra cost: $398/month in Summit Hill, PA

$150,000 in your current city has a modeled equivalent of $154,773 in Summit Hill, PA

Regional cost estimates: Philipsburg, PA uses Pittsburgh, PA. Summit Hill, PA uses Philadelphia, PA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 4.2%

More expensive

Monthly Impact

$398

Extra cost

Annual Impact

$4.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Philipsburg, PA

Population:3K

Cost Index:

80.6

100 = national average

Typical Home:$156K

Summit Hill, PA

Population:3K

Cost Index:

84.0

100 = national average

Typical Home:$151K

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Philipsburg, PA

The Keystone State

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 3K residents.

Summit Hill, PA

The Keystone State

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Philipsburg, PA vs Summit Hill, PA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Philipsburg, PA	Summit Hill, PA	Difference	Change
Housing	$1,932/mo	$2,102/mo	↑ $169more	8.8%
Transportation	$1,339/mo	$1,434/mo	↑ $95.13more	7.1%
Groceries	$1,146/mo	$1,224/mo	↑ $78.56more	6.9%
Healthcare	$610/mo	$673/mo	↑ $63.29more	10.4%
All Utilities	$702/mo	$672/mo	↓ $29.94less	4.3%
Other	$1,770/mo	$1,792/mo	↑ $21.30more	1.2%

Housing

↑ 8.8%

Philipsburg, PA

$1,932

Summit Hill, PA

$2,102

Difference

$169

Transportation

↑ 7.1%

Philipsburg, PA

$1,339

Summit Hill, PA

$1,434

Difference

$95.13

Groceries

↑ 6.9%

Philipsburg, PA

$1,146

Summit Hill, PA

$1,224

Difference

$78.56

Healthcare

↑ 10.4%

Philipsburg, PA

$610

Summit Hill, PA

$673

Difference

$63.29

All Utilities

↓ 4.3%

Philipsburg, PA

$702

Summit Hill, PA

$672

Difference

$29.94

less

Other

↑ 1.2%

Philipsburg, PA

$1,770

Summit Hill, PA

$1,792

Difference

$21.30

🏠Rent Comparison

Studio

From$1,110

To$1,000

↓ $110

1 Bed

From$1,120

To$1,180

↑ $60.00

2 Bed

From$1,290

To$1,440

↑ $150

3 Bed

From$1,570

To$1,840

↑ $270

Philipsburg, PAZIP-level data

1BR range: $1,120–$1,120/mo

Summit Hill, PAZIP-level data

1BR range: $1,180–$1,180/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Philipsburg, PA

$7,898

Monthly in Summit Hill, PA

$398

Difference

Home Values

Philipsburg

Summit Hill

$156K

Median Value

$151K

↓ -1.1%

YoY Change

↑ +6.2%

↑ +13.7%

5-Year Change

↑ +52.1%

Homes in Summit Hill are 3% less expensive than Philipsburg

Calculate payment - Philipsburg Calculate payment - Summit Hill

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Philipsburg, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Summit Hill, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Philipsburg, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

Summit Hill, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Philipsburg

Summit Hill

52 Moderate

Air Quality

52 Moderate

47.8%

Good Air Days

47.3%

98 High

Climate Risk

100 Very High

🌊🌪💨

Top Hazards

🌊🌅🌀

▲+3.0°F

2050 Outlook

▲+2.9°F

12 days

Heat Days >95°F

22 days

▲+3.0°F

2050 Outlook

▲+2.9°F

12 days

Heat Days >95°F

22 days

Before moving from Philipsburg, PA to Summit Hill, PA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Summit Hill, PA for the same bedroom count and included utilities as your home in Philipsburg, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Philipsburg to Summit Hill moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Summit Hill, PA by cost, housing, population and region.

Frequently Asked Questions: Philipsburg, PA vs Summit Hill, PA

How do the cost estimates for Philipsburg, PA and Summit Hill, PA compare?

Summit Hill, PA has a modeled overall cost index 4.2% higher than Philipsburg, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Philipsburg, PA, the model estimates $154,773 in Summit Hill, PA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Philipsburg, PA and Summit Hill, PA?

The modeled two-bedroom rents are $1,290/month in Philipsburg, PA and $1,440/month in Summit Hill, PA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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