Pilot Point, TX vs San Antonio, TX: Cost of Living

Which city costs less?

San Antonio, TX has a modeled overall cost index 6.1% lower than Pilot Point, TX.

Pilot Point, TX · modeled 2BR rent: $1,530 / month
San Antonio, TX · modeled 2BR rent: $1,470 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Pilot Point, TX and San Antonio, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Pilot Point, TX

Numbers update automatically as you type

Estimated savings: $247/month in San Antonio, TX

$150,000 in your current city has a modeled equivalent of $147,040 in San Antonio, TX

Regional cost estimates: Pilot Point, TX uses Plano, TX. San Antonio, TX uses San Antonio-New Braunfels, TX Metropolitan Area. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 6.1%

Less expensive

Monthly Impact

$247

Savings

Annual Impact

$3.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Pilot Point, TX

Population:6K

Cost Index:

96.9

100 = national average

Typical Home:$331K

San Antonio, TX

Population:1547K

Cost Index:

91.0

100 = national average

Typical Home:$215K

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Pilot Point, TX

The Lone Star State

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 6K residents.

💡 Advantage: Texas has no state income tax!

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Pilot Point, TX vs San Antonio, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Pilot Point, TX	San Antonio, TX	Difference	Change
Other	$1,832/mo	$1,714/mo	↓ $117less	6.4%
Transportation	$1,235/mo	$1,339/mo	↑ $104more	8.5%
Housing	$2,270/mo	$2,185/mo	↓ $84.64less	3.7%
Healthcare	$629/mo	$548/mo	↓ $80.79less	12.8%
All Utilities	$560/mo	$516/mo	↓ $44.28less	7.9%
Groceries	$975/mo	$951/mo	↓ $23.97less	2.5%

Other

↓ 6.4%

Pilot Point, TX

$1,832

San Antonio, TX

$1,714

Difference

$117

less

Transportation

↑ 8.5%

Pilot Point, TX

$1,235

San Antonio, TX

$1,339

Difference

$104

Housing

↓ 3.7%

Pilot Point, TX

$2,270

San Antonio, TX

$2,185

Difference

$84.64

less

Healthcare

↓ 12.8%

Pilot Point, TX

$629

San Antonio, TX

$548

Difference

$80.79

less

All Utilities

↓ 7.9%

Pilot Point, TX

$560

San Antonio, TX

$516

Difference

$44.28

less

Groceries

↓ 2.5%

Pilot Point, TX

$975

San Antonio, TX

$951

Difference

$23.97

less

🏠Rent Comparison

Studio

From$1,250

To$1,110

↓ $140

1 Bed

From$1,300

To$1,210

↓ $90.00

2 Bed

From$1,530

To$1,470

↓ $60.00

3 Bed

From$1,940

To$1,890

↓ $50.00

Pilot Point, TXZIP-level data

1BR range: $1,300–$1,300/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Pilot Point, TX

$7,253

Monthly in San Antonio, TX

$247

Difference

Home Values

Pilot Point

San Antonio

$331K

Median Value

$215K

↓ -7.1%

YoY Change

↓ -2.9%

↑ +21.6%

5-Year Change

↑ +16.7%

$331K

Price Range

$107K - $905K

Homes in San Antonio are 35% less expensive than Pilot Point

Calculate payment - Pilot Point Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Pilot Point, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Pilot Point, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pilot Point

San Antonio

40 Good

Air Quality

52 Moderate

77.5%

Good Air Days

47.5%

99 High

Climate Risk

99 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+2.7°F

2050 Outlook

▲+2.6°F

81 days

Heat Days >95°F

105 days

▲+2.7°F

2050 Outlook

▲+2.6°F

81 days

Heat Days >95°F

105 days

Before moving from Pilot Point, TX to San Antonio, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in San Antonio, TX for the same bedroom count and included utilities as your home in Pilot Point, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Pilot Point to San Antonio moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Antonio, TX by cost, housing, population and region.

Frequently Asked Questions: Pilot Point, TX vs San Antonio, TX

How do the cost estimates for Pilot Point, TX and San Antonio, TX compare?

San Antonio, TX has a modeled overall cost index 6.1% lower than Pilot Point, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Pilot Point, TX, the model estimates $147,040 in San Antonio, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Pilot Point, TX and San Antonio, TX?

The modeled two-bedroom rents are $1,530/month in Pilot Point, TX and $1,470/month in San Antonio, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.