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Cost of Living Comparison 2026

๐Ÿ“ Pine Bluff, AR โ€” ZIP-level rent data ยท COL adjusted from Memphis, TN area

$

Numbers update automatically as you type

You'd spend $3.2K/month more in Denver, CO

$150.0K in your current city equals $188.8K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 43.1%
More expensive
Monthly Impact
$3,233
Extra cost
Annual Impact
$38.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pine Bluff, AR

Population:39K
Cost Index:100
Median Home:$94K

Denver, CO

Population:716K
Cost Index:143
Median Home:$513K

Pine Bluff, AR

The Natural State

39K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 39K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Pine Bluff, AR vs Denver, CO

๐Ÿ Housing
โ†‘ 118.9%
Pine Bluff, AR
$1,484
Denver, CO
$3,248
Difference
$1,764
more
๐Ÿš—Transportation
โ†‘ 31.6%
Pine Bluff, AR
$1,111
Denver, CO
$1,462
Difference
$351
more
๐Ÿ“ฆOther
โ†‘ 18.6%
Pine Bluff, AR
$1,496
Denver, CO
$1,774
Difference
$278
more
๐Ÿ›’Groceries
โ†‘ 15.9%
Pine Bluff, AR
$888
Denver, CO
$1,029
Difference
$141
more
๐ŸฅHealthcare
โ†‘ 26.9%
Pine Bluff, AR
$498
Denver, CO
$632
Difference
$134
more
โšกAll Utilities
โ†‘ 3.6%
Pine Bluff, AR
$501
Denver, CO
$519
Difference
$18.02
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Pine Bluff, AR has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$539
To$1,720
โ†‘ $1,181
1 Bed
From$570
To$1,840
โ†‘ $1,270
2 Bed
From$729
To$2,190
โ†‘ $1,461
3 Bed
From$950
To$2,870
โ†‘ $1,920
Pine Bluff, ARZIP-level data

1BR range: $750โ€“$750/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$5,978
Monthly in Pine Bluff, AR
$8,665
Monthly in Denver, CO
$2,687
Difference

Home Values

Pine Bluff
Denver
$94K
Median Value
$513K
โ†“ -1.3%
YoY Change
โ†“ -4.2%
โ†‘ +17.5%
5-Year Change
โ†‘ +13%
$94K
Price Range
$352K - $933K

Homes in Denver are 446% more expensive than Pine Bluff

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.4K
Per year
Monthly Difference
$202
More take-home
Effective Rate Diff
1.6%
Rate difference

Pine Bluff, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Pine Bluff, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pine Bluff
Denver
55 Moderate
Air Quality
55 Moderate
34.4%
Good Air Days
35.2%
99 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
54 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
54 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Arkansas and Colorado on TaxTakeHome.com

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