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Cost of Living Comparison 2026

📍 Pine Bluff, AR — ZIP-level rent data · COL adjusted from Memphis, TN area

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Numbers update automatically as you type

You'd spend $2.6K/month more in Phoenix, AZ

$150.0K in your current city equals $180.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 34.3%
More expensive
Monthly Impact
$2,570
Extra cost
Annual Impact
$30.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pine Bluff, AR

Population:39K
Cost Index:100
Median Home:$94K

Phoenix, AZ

Population:1608K
Cost Index:134
Median Home:$414K

Pine Bluff, AR

The Natural State

39K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 39K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Pine Bluff, AR vs Phoenix, AZ

🏠Housing
↑ 87.9%
Pine Bluff, AR
$1,484
Phoenix, AZ
$2,788
Difference
$1,304
more
🚗Transportation
↑ 34.0%
Pine Bluff, AR
$1,111
Phoenix, AZ
$1,489
Difference
$378
more
📦Other
↑ 12.1%
Pine Bluff, AR
$1,496
Phoenix, AZ
$1,677
Difference
$181
more
🏥Healthcare
↑ 18.2%
Pine Bluff, AR
$498
Phoenix, AZ
$589
Difference
$90.72
more
🛒Groceries
↑ 8.5%
Pine Bluff, AR
$888
Phoenix, AZ
$963
Difference
$75.28
more
⚡All Utilities
↑ 12.0%
Pine Bluff, AR
$501
Phoenix, AZ
$561
Difference
$60.09
more

🏠Rent Comparison

Studio
From$539
To$1,390
↑ $851
1 Bed
From$570
To$1,510
↑ $940
2 Bed
From$729
To$1,750
↑ $1,021
3 Bed
From$950
To$2,330
↑ $1,380
Pine Bluff, ARZIP-level data

1BR range: $750–$750/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$5,978
Monthly in Pine Bluff, AR
$8,068
Monthly in Phoenix, AZ
$2,090
Difference

Home Values

Pine Bluff
Phoenix
$94K
Median Value
$414K
↓ -1.3%
YoY Change
↓ -3.1%
↑ +17.5%
5-Year Change
↑ +30.2%
$94K
Price Range
$274K - $957K

Homes in Phoenix are 341% more expensive than Pine Bluff

Calculate payment - Pine BluffCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.8K
Per year
Monthly Difference
$316
More take-home
Effective Rate Diff
2.5%
Rate difference

Pine Bluff, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Pine Bluff, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pine Bluff
Phoenix
55 Moderate
Air Quality
77 Moderate
34.4%
Good Air Days
9%
99 High
Climate Risk
100 Very High
🌊🌡🫨
Top Hazards
🔥🌊🌡
▲+2.8°F
2050 Outlook
▲+2.7°F
54 days
Heat Days >95°F
162 days
▲+2.8°F
2050 Outlook
▲+2.7°F
54 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Arkansas and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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