Is Charlotte, NC cheaper than Pine Hills, FL?

Based on cost of living data, Charlotte, NC is 2.6% cheaper than Pine Hills, FL. This translates to saving $193 per month.

What salary do I need in Charlotte, NC to live like I do in Pine Hills, FL?

If you earn $150,000 in Pine Hills, FL, you'd need approximately $147,684.517 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Pine Hills, FL and Charlotte, NC?

Housing in Charlotte, NC is 5.0% more expensive than in Pine Hills, FL. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,438/month in Pine Hills, FL.

How much can I save per month by moving from Pine Hills, FL to Charlotte, NC?

Moving from Pine Hills, FL to Charlotte, NC could save you approximately $193 per month, or $2315 per year, based on a $150,000 salary.

Pine Hills, FL vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Pine Hills, FL — COL adjusted from Orlando, FL area + state data

Current salary in Pine Hills, FL

Numbers update automatically as you type

You'd save $193/month moving to Charlotte, NC

$150.0K in your current city equals $147.7K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 2.6%

Less expensive

Monthly Impact

$193

Savings

Annual Impact

$2.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pine Hills, FL

Population:66K

Cost Index:100

Median Home:$390K

Charlotte, NC

Population:875K

Cost Index:97

Median Home:$399K

Pine Hills, FL

The Sunshine State

66K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 66K residents.

💡 Advantage: Florida has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Pine Hills, FL vs Charlotte, NC

Category	Pine Hills, FL	Charlotte, NC	Difference	Change
🏠Housing	$2,351/mo	$2,469/mo	↑ $118more	5.0%
🏥Healthcare	$560/mo	$638/mo	↑ $77.75more	13.9%
⚡All Utilities	$564/mo	$519/mo	↓ $44.98less	8.0%
📦Other	$1,748/mo	$1,707/mo	↓ $40.09less	2.3%
🚗Transportation	$1,241/mo	$1,202/mo	↓ $39.09less	3.1%
🛒Groceries	$1,002/mo	$989/mo	↓ $12.82less	1.3%

🏠Housing

↑ 5.0%

Pine Hills, FL

$2,351

Charlotte, NC

$2,469

Difference

$118

🏥Healthcare

↑ 13.9%

Pine Hills, FL

$560

Charlotte, NC

$638

Difference

$77.75

⚡All Utilities

↓ 8.0%

Pine Hills, FL

$564

Charlotte, NC

$519

Difference

$44.98

less

📦Other

↓ 2.3%

Pine Hills, FL

$1,748

Charlotte, NC

$1,707

Difference

$40.09

less

🚗Transportation

↓ 3.1%

Pine Hills, FL

$1,241

Charlotte, NC

$1,202

Difference

$39.09

less

🛒Groceries

↓ 1.3%

Pine Hills, FL

$1,002

Charlotte, NC

$989

Difference

$12.82

less

🏠Rent Comparison

Studio

From$986

To$1,630

↑ $644

1 Bed

From$1,150

To$1,710

↑ $560

2 Bed

From$1,438

To$1,870

↑ $432

3 Bed

From$1,972

To$2,300

↑ $328

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,467

Monthly in Pine Hills, FL

$7,525

Monthly in Charlotte, NC

$58.35

Difference

Home Values

Pine Hills

Charlotte

Median Value

$399K

YoY Change

↓ -1.1%

5-Year Change

↑ +40.8%

Price Range

$293K - $1.57M

Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Pine Hills, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Pine Hills, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.