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Cost of Living Comparison 2026

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You'd save $169/month moving to Indianapolis, IN

$150.0K in your current city equals $148.0K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Pittsburgh, PA area
Overall Cost
2.2%
Less expensive
Monthly Impact
$169
Savings
Annual Impact
$2.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pittsburgh, PA

Population:303K
Cost Index:100

Indianapolis, IN

Population:888K
Cost Index:98
Median Home:$176K

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Pittsburgh, PA vs Indianapolis, IN

All Utilities
17.1%
Pittsburgh, PA
$607
Indianapolis, IN
$503
Difference
$104
less
🛒Groceries
7.1%
Pittsburgh, PA
$989
Indianapolis, IN
$919
Difference
$69.95
less
🏥Healthcare
10.6%
Pittsburgh, PA
$527
Indianapolis, IN
$582
Difference
$55.76
more
🚗Transportation
2.2%
Pittsburgh, PA
$1,216
Indianapolis, IN
$1,188
Difference
$27.32
less
📦Other
1.0%
Pittsburgh, PA
$1,607
Indianapolis, IN
$1,590
Difference
$16.74
less
🏠Housing
0.0%
Pittsburgh, PA
$1,949
Indianapolis, IN
$1,949
Difference
$0
same

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)
Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)
Net difference-$1,470/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$750
To$1,030
$280
1 Bed
From$850
To$1,170
$320
2 Bed
From$1,050
To$1,360
$310
3 Bed
From$1,400
To$1,760
$360
Indianapolis, INZIP-level data

1BR range: $1,080$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,894
Monthly in Pittsburgh, PA
$6,732
Monthly in Indianapolis, IN
$162
Difference

Home Values

Pittsburgh
Indianapolis
-
Median Value
$176K
-
YoY Change
↓ -1.1%
-
5-Year Change
↑ +26.9%
-
Price Range
$109K - $340K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$240
More taxes
Monthly Difference
$20.00
Less take-home
Effective Rate Diff
0.2%
Rate difference

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pittsburgh
Indianapolis
52 Moderate
Air Quality
54 Moderate
47.8%
Good Air Days
36.6%
98 High
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌡🌪
+3.0°F
2050 Outlook
+3.1°F
12 days
Heat Days >95°F
18 days
+3.0°F
2050 Outlook
+3.1°F
12 days
Heat Days >95°F
18 days

💰 See how taxes change too — compare take-home pay between Pennsylvania and Indiana on TaxTakeHome.com

Where your money goes further

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