Plain City, OH vs Cross Plains, WI: Cost of Living

Which city costs less?

Cross Plains, WI has a modeled overall cost index 19.9% higher than Plain City, OH.

Plain City, OH · modeled 2BR rent
$1,600 / month
Cross Plains, WI · modeled 2BR rent
$1,610 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Plain City, OH and Cross Plains, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,354/month in Cross Plains, WI

$150,000 in your current city has a modeled equivalent of $166,248 in Cross Plains, WI

Regional cost estimates: Plain City, OH uses Columbus, OH. Cross Plains, WI uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 19.9%
More expensive
Monthly Impact
$1,354
Extra cost
Annual Impact
$16.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Plain City, OH

Population:4K
Cost Index:
79.6
100 = national average
Typical Home:$534K

Cross Plains, WI

Population:4K
Cost Index:
95.4
100 = national average
Typical Home:$517K

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Plain City, OH

The Buckeye State

4K
Population
State Tax
Yes

Located in Ohio, this city has a population of 4K residents.

Cross Plains, WI

The Badger State

4K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Plain City, OH vs Cross Plains, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 37.9%
Plain City, OH
$1,996
Cross Plains, WI
$2,754
Difference
$758
more
Other
↑ 18.3%
Plain City, OH
$1,682
Cross Plains, WI
$1,990
Difference
$308
more
Healthcare
↑ 20.0%
Plain City, OH
$698
Cross Plains, WI
$837
Difference
$140
more
Transportation
↑ 5.9%
Plain City, OH
$1,476
Cross Plains, WI
$1,563
Difference
$86.95
more
All Utilities
↑ 10.9%
Plain City, OH
$534
Cross Plains, WI
$592
Difference
$58.38
more
Groceries
↑ 0.3%
Plain City, OH
$1,114
Cross Plains, WI
$1,118
Difference
$3.88
more

🏠Rent Comparison

Studio
From$1,240
To$1,210
↓ $30.00
1 Bed
From$1,290
To$1,410
↑ $120
2 Bed
From$1,600
To$1,610
↑ $10.00
3 Bed
From$1,920
To$2,130
↑ $210
Plain City, OHZIP-level data

1BR range: $1,290–$1,290/mo

Cross Plains, WIZIP-level data

1BR range: $1,410–$1,410/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Plain City, OH
$8,854
Monthly in Cross Plains, WI
$1,354
Difference

Home Values

Plain City
Cross Plains
$534K
Median Value
$517K
↑ +0.9%
YoY Change
↑ +3.7%
↑ +32.2%
5-Year Change
↑ +35.7%

Homes in Cross Plains are 3% less expensive than Plain City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.4K
More taxes
Monthly Difference
$369
Less take-home
Effective Rate Diff
2.9%
Rate difference

Plain City, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Cross Plains, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

Plain City, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Cross Plains, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Plain City
Cross Plains
53 Moderate
Air Quality
42 Good
41.3%
Good Air Days
72.1%
98 High
Climate Risk
94 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.1°F
2050 Outlook
▲+3.4°F
18 days
Heat Days >95°F
10 days
▲+3.1°F
2050 Outlook
▲+3.4°F
18 days
Heat Days >95°F
10 days

Before moving from Plain City, OH to Cross Plains, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Cross Plains, WI for the same bedroom count and included utilities as your home in Plain City, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Plain City to Cross Plains moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cross Plains, WI by cost, housing, population and region.

Frequently Asked Questions: Plain City, OH vs Cross Plains, WI

How do the cost estimates for Plain City, OH and Cross Plains, WI compare?

Cross Plains, WI has a modeled overall cost index 19.9% higher than Plain City, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Plain City, OH, the model estimates $166,248 in Cross Plains, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Plain City, OH and Cross Plains, WI?

The modeled two-bedroom rents are $1,600/month in Plain City, OH and $1,610/month in Cross Plains, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Wisconsin on TaxTakeHome.com

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