Plano, IL vs River Grove, IL: Cost of Living

Which city costs less?

River Grove, IL has a modeled overall cost index 1.5% higher than Plano, IL.

Plano, IL · modeled 2BR rent: $1,870 / month
River Grove, IL · modeled 2BR rent: $1,590 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Plano, IL and River Grove, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Plano, IL

Numbers update automatically as you type

Estimated extra cost: $99.67/month in River Grove, IL

$150,000 in your current city has a modeled equivalent of $151,196 in River Grove, IL

Regional cost estimates: Plano, IL uses Chicago, IL. River Grove, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 1.5%

More expensive

Monthly Impact

$99.67

Extra cost

Annual Impact

$1.2K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Plano, IL

Population:13K

Cost Index:

93.5

100 = national average

Typical Home:$297K

River Grove, IL

Population:10K

Cost Index:

95.0

100 = national average

Typical Home:$291K

Planning the move to River Grove?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Plano, IL

The Prairie State

13K

Population

State Tax

Yes

Located in Illinois, this city has a population of 13K residents.

River Grove, IL

The Prairie State

10K

Population

State Tax

Yes

Located in Illinois, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Plano, IL vs River Grove, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Plano, IL	River Grove, IL	Difference	Change
Housing	$2,435/mo	$2,472/mo	↑ $37.45more	1.5%
Other	$1,551/mo	$1,574/mo	↑ $23.85more	1.5%
Transportation	$1,482/mo	$1,505/mo	↑ $22.80more	1.5%
Groceries	$976/mo	$984/mo	↑ $7.48more	0.8%
Healthcare	$564/mo	$568/mo	↑ $4.32more	0.8%
All Utilities	$492/mo	$496/mo	↑ $3.77more	0.8%

Housing

↑ 1.5%

Plano, IL

$2,435

River Grove, IL

$2,472

Difference

$37.45

Other

↑ 1.5%

Plano, IL

$1,551

River Grove, IL

$1,574

Difference

$23.85

Transportation

↑ 1.5%

Plano, IL

$1,482

River Grove, IL

$1,505

Difference

$22.80

Groceries

↑ 0.8%

Plano, IL

$976

River Grove, IL

$984

Difference

$7.48

Healthcare

↑ 0.8%

Plano, IL

$564

River Grove, IL

$568

Difference

$4.32

All Utilities

↑ 0.8%

Plano, IL

$492

River Grove, IL

$496

Difference

$3.77

🏠Rent Comparison

Studio

From$1,290

To$1,320

↑ $30.00

1 Bed

From$1,430

To$1,410

↓ $20.00

2 Bed

From$1,870

To$1,590

↓ $280

3 Bed

From$2,570

To$2,050

↓ $520

Plano, ILZIP-level data

1BR range: $1,430–$1,430/mo

River Grove, ILZIP-level data

1BR range: $1,410–$1,410/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Plano, IL

$7,600

Monthly in River Grove, IL

$99.67

Difference

Home Values

Plano

River Grove

$297K

Median Value

$291K

↑ +4.8%

YoY Change

↑ +0.9%

↑ +47.2%

5-Year Change

↑ +32%

Homes in River Grove are 2% less expensive than Plano

Calculate payment - Plano Calculate payment - River Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Plano, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

River Grove, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Plano, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

River Grove, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Plano

River Grove

54 Moderate

Air Quality

54 Moderate

35.8%

Good Air Days

35.8%

100 Very High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

Before moving from Plano, IL to River Grove, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in River Grove, IL for the same bedroom count and included utilities as your home in Plano, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Plano to River Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to River Grove, IL by cost, housing, population and region.

Frequently Asked Questions: Plano, IL vs River Grove, IL

How do the cost estimates for Plano, IL and River Grove, IL compare?

River Grove, IL has a modeled overall cost index 1.5% higher than Plano, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Plano, IL, the model estimates $151,196 in River Grove, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Plano, IL and River Grove, IL?

The modeled two-bedroom rents are $1,870/month in Plano, IL and $1,590/month in River Grove, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.