Is Frisco, TX cheaper than Plano, TX?

Based on cost of living data, Frisco, TX is 5.0% more expensive than Plano, TX. This translates to spending an extra $371 per month.

What salary do I need in Frisco, TX to live like I do in Plano, TX?

If you earn $150,000 in Plano, TX, you'd need approximately $154,455.446 in Frisco, TX to maintain the same standard of living.

How does housing cost compare between Plano, TX and Frisco, TX?

Housing in Frisco, TX is 10.9% more expensive than in Plano, TX. For a two-bedroom apartment, rent is $2,540/month in Frisco, TX compared to $2,340/month in Plano, TX.

How much can I save per month by moving from Plano, TX to Frisco, TX?

Living in Frisco, TX costs approximately $371 more per month than Plano, TX, or $4455 more per year, based on a $150,000 salary.

Plano, TX vs Frisco, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Plano, TX

Numbers update automatically as you type

You'd spend $371/month more in Frisco, TX

$150.0K in your current city equals $154.5K in Frisco, TX

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 5.0%

More expensive

Monthly Impact

$371

Extra cost

Annual Impact

$4.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Plano, TX

Population:285K

Cost Index:

100

100 = national average

Median Home:$496K

Frisco, TX

Population:225K

Cost Index:

105

(5% above avg)

Median Home:$661K

Plano, TX

The Lone Star State

285K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 285K residents.

💡 Advantage: Texas has no state income tax!

Frisco, TX

The Lone Star State

225K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 225K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Plano, TX vs Frisco, TX

Category	Plano, TX	Frisco, TX	Difference	Change
Housing	$2,391/mo	$2,651/mo	↑ $260more	10.9%
Other	$1,774/mo	$1,925/mo	↑ $151more	8.5%
Groceries	$979/mo	$979/mo	→ $0	0.0%
Transportation	$1,298/mo	$1,298/mo	→ $0	0.0%
All Utilities	$563/mo	$563/mo	→ $0	0.0%
Healthcare	$632/mo	$632/mo	→ $0	0.0%

Housing

↑ 10.9%

Plano, TX

$2,391

Frisco, TX

$2,651

Difference

$260

Other

↑ 8.5%

Plano, TX

$1,774

Frisco, TX

$1,925

Difference

$151

Groceries

→ 0.0%

Plano, TX

$979

Frisco, TX

$979

Difference

same

Transportation

→ 0.0%

Plano, TX

$1,298

Frisco, TX

$1,298

Difference

same

All Utilities

→ 0.0%

Plano, TX

$563

Frisco, TX

$563

Difference

same

Healthcare

→ 0.0%

Plano, TX

$632

Frisco, TX

$632

Difference

same

🏠Rent Comparison

Studio

From$1,915

To$2,080

↑ $165

1 Bed

From$2,000

To$2,170

↑ $170

2 Bed

From$2,340

To$2,540

↑ $200

3 Bed

From$2,945

To$3,200

↑ $255

Plano, TXZIP-level data

1BR range: $1,770–$2,200/mo

Frisco, TXZIP-level data

1BR range: $2,170–$2,170/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,637

Monthly in Plano, TX

$8,048

Monthly in Frisco, TX

$411

Difference

Home Values

Plano

Frisco

$496K

Median Value

$661K

↓ -5%

YoY Change

↓ -3.9%

↑ +35%

5-Year Change

↑ +42.3%

$361K - $725K

Price Range

$661K

Homes in Frisco are 33% more expensive than Plano

Calculate payment - Plano Calculate payment - Frisco

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Plano, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Frisco, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Plano, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Frisco, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.