Is Austin, TX cheaper than Plant City, FL?

Based on cost of living data, Austin, TX is 5.1% more expensive than Plant City, FL. This translates to spending an extra $385 per month.

What salary do I need in Austin, TX to live like I do in Plant City, FL?

If you earn $150,000 in Plant City, FL, you'd need approximately $154,623.288 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Plant City, FL and Austin, TX?

Housing in Austin, TX is 24.7% more expensive than in Plant City, FL. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,415/month in Plant City, FL.

How much can I save per month by moving from Plant City, FL to Austin, TX?

Living in Austin, TX costs approximately $385 more per month than Plant City, FL, or $4623 more per year, based on a $150,000 salary.

Plant City, FL vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Plant City, FL — ZIP-level rent data · COL adjusted from Tampa, FL area

Current salary in Plant City, FL

Numbers update automatically as you type

You'd spend $385/month more in Austin, TX

$150.0K in your current city equals $154.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Tampa-St. Petersburg-Clearwater, FL area

Overall Cost

↑ 5.1%

More expensive

Monthly Impact

$385

Extra cost

Annual Impact

$4.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Plant City, FL

Population:41K

Cost Index:100

Median Home:$384K

Austin, TX

Population:979K

Cost Index:105

Median Home:$558K

Plant City, FL

The Sunshine State

41K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 41K residents.

💡 Advantage: Florida has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Plant City, FL vs Austin, TX

Category	Plant City, FL	Austin, TX	Difference	Change
🏠Housing	$2,314/mo	$2,885/mo	↑ $571more	24.7%
🚗Transportation	$1,221/mo	$1,284/mo	↑ $62.74more	5.1%
🛒Groceries	$994/mo	$959/mo	↓ $34.74less	3.5%
🏥Healthcare	$556/mo	$589/mo	↑ $32.69more	5.9%
📦Other	$1,720/mo	$1,741/mo	↑ $21.38more	1.2%
⚡All Utilities	$560/mo	$541/mo	↓ $18.59less	3.3%

🏠Housing

↑ 24.7%

Plant City, FL

$2,314

Austin, TX

$2,885

Difference

$571

🚗Transportation

↑ 5.1%

Plant City, FL

$1,221

Austin, TX

$1,284

Difference

$62.74

🛒Groceries

↓ 3.5%

Plant City, FL

$994

Austin, TX

$959

Difference

$34.74

less

🏥Healthcare

↑ 5.9%

Plant City, FL

$556

Austin, TX

$589

Difference

$32.69

📦Other

↑ 1.2%

Plant City, FL

$1,720

Austin, TX

$1,741

Difference

$21.38

⚡All Utilities

↓ 3.3%

Plant City, FL

$560

Austin, TX

$541

Difference

$18.59

less

🏠Rent Comparison

Studio

From$1,140

To$1,585

↑ $445

1 Bed

From$1,213

To$1,685

↑ $472

2 Bed

From$1,415

To$1,995

↑ $580

3 Bed

From$1,811

To$2,525

↑ $714

Plant City, FLZIP-level data

1BR range: $1,330–$1,540/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,364

Monthly in Plant City, FL

$7,998

Monthly in Austin, TX

$634

Difference

Home Values

Plant City

Austin

$384K

Median Value

$558K

↓ -1.7%

YoY Change

↓ -5%

↑ +40.5%

5-Year Change

↑ +12.6%

$357K - $390K

Price Range

$272K - $1.26M

Homes in Austin are 45% more expensive than Plant City

Calculate payment - Plant City Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Plant City, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Plant City, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.