Is Phoenix, AZ cheaper than Plymouth, MN?

Based on cost of living data, Phoenix, AZ is 0.8% cheaper than Plymouth, MN. The two cities have very similar living costs.

What salary do I need in Phoenix, AZ to live like I do in Plymouth, MN?

If you earn $150,000 in Plymouth, MN, you'd need approximately $149,319.523 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Plymouth, MN and Phoenix, AZ?

Housing in Phoenix, AZ is 14.7% more expensive than in Plymouth, MN. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,715/month in Plymouth, MN.

How much can I save per month by moving from Plymouth, MN to Phoenix, AZ?

Moving from Plymouth, MN to Phoenix, AZ could save you approximately $57 per month, or $680 per year, based on a $150,000 salary.

Plymouth, MN vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Plymouth, MN — ZIP-level rent data · COL adjusted from Minneapolis, MN area

Current salary in Plymouth, MN

Numbers update automatically as you type

You'd save $56.71/month moving to Phoenix, AZ

$150.0K in your current city equals $149.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↓ 0.8%

Less expensive

Monthly Impact

$56.71

Savings

Annual Impact

$680

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Plymouth, MN

Population:78K

Cost Index:100

Median Home:$466K

Phoenix, AZ

Population:1608K

Cost Index:99

Median Home:$414K

Plymouth, MN

The North Star State

78K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 78K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Plymouth, MN vs Phoenix, AZ

Category	Plymouth, MN	Phoenix, AZ	Difference	Change
🏠Housing	$2,432/mo	$2,788/mo	↑ $356more	14.7%
🚗Transportation	$1,328/mo	$1,489/mo	↑ $161more	12.1%
🏥Healthcare	$742/mo	$589/mo	↓ $153less	20.6%
⚡All Utilities	$499/mo	$561/mo	↑ $62.53more	12.5%
🛒Groceries	$1,010/mo	$963/mo	↓ $46.64less	4.6%
📦Other	$1,709/mo	$1,677/mo	↓ $31.15less	1.8%

🏠Housing

↑ 14.7%

Plymouth, MN

$2,432

Phoenix, AZ

$2,788

Difference

$356

🚗Transportation

↑ 12.1%

Plymouth, MN

$1,328

Phoenix, AZ

$1,489

Difference

$161

🏥Healthcare

↓ 20.6%

Plymouth, MN

$742

Phoenix, AZ

$589

Difference

$153

less

⚡All Utilities

↑ 12.5%

Plymouth, MN

$499

Phoenix, AZ

$561

Difference

$62.53

🛒Groceries

↓ 4.6%

Plymouth, MN

$1,010

Phoenix, AZ

$963

Difference

$46.64

less

📦Other

↓ 1.8%

Plymouth, MN

$1,709

Phoenix, AZ

$1,677

Difference

$31.15

less

🏠Rent Comparison

Studio

From$1,248

To$1,390

↑ $142

1 Bed

From$1,408

To$1,510

↑ $102

2 Bed

From$1,715

To$1,750

↑ $35.00

3 Bed

From$2,271

To$2,330

↑ $59.00

Plymouth, MNZIP-level data

1BR range: $1,530–$1,840/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,719

Monthly in Plymouth, MN

$8,068

Monthly in Phoenix, AZ

$349

Difference

Home Values

Plymouth

Phoenix

$466K

Median Value

$414K

↑ +1.9%

YoY Change

↓ -3.1%

↑ +22.9%

5-Year Change

↑ +30.2%

$440K - $602K

Price Range

$274K - $957K

Homes in Phoenix are 11% less expensive than Plymouth

Calculate payment - Plymouth Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$433

More take-home

Effective Rate Diff

3.5%

Rate difference

Plymouth, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Plymouth, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.