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Cost of Living Comparison 2026

๐Ÿ“ Pontiac, MI โ€” ZIP-level rent data ยท COL adjusted from Detroit, MI area

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Tampa, FL

$150.0K in your current city equals $171.0K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
โ†‘ 23.3%
More expensive
Monthly Impact
$1,748
Extra cost
Annual Impact
$21.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pontiac, MI

Population:62K
Cost Index:100
Median Home:$133K

Tampa, FL

Population:385K
Cost Index:123
Median Home:$367K

Pontiac, MI

The Great Lakes State

62K
Population
State Tax
Yes

Located in Michigan, this city has a population of 62K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Pontiac, MI vs Tampa, FL

๐Ÿ Housing
โ†‘ 102.9%
Pontiac, MI
$1,332
Tampa, FL
$2,703
Difference
$1,371
more
๐Ÿ“ฆOther
โ†‘ 13.8%
Pontiac, MI
$1,589
Tampa, FL
$1,808
Difference
$219
more
๐Ÿš—Transportation
โ†“ 13.9%
Pontiac, MI
$1,491
Tampa, FL
$1,284
Difference
$207
less
๐Ÿ›’Groceries
โ†‘ 10.2%
Pontiac, MI
$925
Tampa, FL
$1,019
Difference
$94.36
more
โšกAll Utilities
โ†‘ 5.7%
Pontiac, MI
$543
Tampa, FL
$574
Difference
$30.72
more
๐ŸฅHealthcare
โ†‘ 3.8%
Pontiac, MI
$549
Tampa, FL
$570
Difference
$20.69
more

๐Ÿ›๏ธ Local Income Taxes

Pontiac, MI: Pontiac City Income Tax$1,500/yr (1.0%)

Tampa, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$718
To$1,850
โ†‘ $1,132
1 Bed
From$799
To$1,960
โ†‘ $1,161
2 Bed
From$1,009
To$2,290
โ†‘ $1,281
3 Bed
From$1,234
To$2,930
โ†‘ $1,696
Pontiac, MIZIP-level data

1BR range: $890โ€“$1,050/mo

Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,429
Monthly in Pontiac, MI
$7,958
Monthly in Tampa, FL
$1,528
Difference

Home Values

Pontiac
Tampa
$133K
Median Value
$367K
โ†‘ +2.7%
YoY Change
โ†“ -4%
โ†‘ +39.1%
5-Year Change
โ†‘ +42.1%
$121K - $142K
Price Range
$251K - $989K

Homes in Tampa are 176% more expensive than Pontiac

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $6.4K
Per year
Monthly Difference
$531
More take-home
Effective Rate Diff
4.2%
Rate difference

Pontiac, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Pontiac, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pontiac
Tampa
55 Moderate
Air Quality
50 Good
32.8%
Good Air Days
52.5%
99 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
10 days
Heat Days >95ยฐF
38 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
10 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Michigan and Florida on TaxTakeHome.com

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