Pontotoc, MS vs Buena Vista, VA: Cost of Living

Which city costs less?

Buena Vista, VA has a modeled overall cost index 18.0% higher than Pontotoc, MS.

Pontotoc, MS · modeled 2BR rent
$1,170 / month
Buena Vista, VA · modeled 2BR rent
$1,040 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Pontotoc, MS and Buena Vista, VA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,154/month in Buena Vista, VA

$150,000 in your current city has a modeled equivalent of $163,850 in Buena Vista, VA

Regional cost estimates: Pontotoc, MS uses Memphis, TN. Buena Vista, VA uses Richmond, VA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 18.0%
More expensive
Monthly Impact
$1,154
Extra cost
Annual Impact
$13.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Pontotoc, MS

Population:6K
Cost Index:
73.9
100 = national average
Typical Home:$191K

Buena Vista, VA

Population:7K
Cost Index:
87.2
100 = national average
Typical Home:$188K

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Pontotoc, MS

The Magnolia State

6K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 6K residents.

Buena Vista, VA

The Old Dominion State

7K
Population
State Tax
Yes

Located in Virginia, this city has a population of 7K residents.

Cost Breakdown by Category

Estimated monthly spending: Pontotoc, MS vs Buena Vista, VA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 40.1%
Pontotoc, MS
$1,850
Buena Vista, VA
$2,592
Difference
$742
more
Healthcare
↑ 20.9%
Pontotoc, MS
$633
Buena Vista, VA
$765
Difference
$132
more
Other
↑ 6.6%
Pontotoc, MS
$1,865
Buena Vista, VA
$1,988
Difference
$123
more
Transportation
↑ 4.8%
Pontotoc, MS
$1,385
Buena Vista, VA
$1,452
Difference
$67.08
more
All Utilities
↑ 9.1%
Pontotoc, MS
$637
Buena Vista, VA
$695
Difference
$57.68
more
Groceries
↑ 2.9%
Pontotoc, MS
$1,129
Buena Vista, VA
$1,162
Difference
$32.62
more

🏠Rent Comparison

Studio
From$990
To$900
↓ $90.00
1 Bed
From$990
To$950
↓ $40.00
2 Bed
From$1,170
To$1,040
↓ $130
3 Bed
From$1,470
To$1,450
↓ $20.00
Pontotoc, MSZIP-level data

1BR range: $990–$990/mo

Buena Vista, VAZIP-level data

1BR range: $950–$950/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Pontotoc, MS
$8,654
Monthly in Buena Vista, VA
$1,154
Difference

Home Values

Pontotoc
Buena Vista
$191K
Median Value
$188K
↑ +3.8%
YoY Change
↑ +4.4%
↑ +25.9%
5-Year Change
↑ +44.6%

Homes in Buena Vista are 2% less expensive than Pontotoc

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.0K
More taxes
Monthly Difference
$84.79
Less take-home
Effective Rate Diff
0.7%
Rate difference

Pontotoc, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Buena Vista, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Additional Tax Information

Pontotoc, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Buena Vista, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pontotoc
Buena Vista
55 Moderate
Air Quality
36 Good
34.4%
Good Air Days
79.2%
99 High
Climate Risk
78 Low
🌊🌡🫨
Top Hazards
None
▲+2.8°F
2050 Outlook
▲+2.8°F
54 days
Heat Days >95°F
30 days
▲+2.8°F
2050 Outlook
▲+2.8°F
54 days
Heat Days >95°F
30 days

Before moving from Pontotoc, MS to Buena Vista, VA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Buena Vista, VA for the same bedroom count and included utilities as your home in Pontotoc, MS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Pontotoc to Buena Vista moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Buena Vista, VA by cost, housing, population and region.

Frequently Asked Questions: Pontotoc, MS vs Buena Vista, VA

How do the cost estimates for Pontotoc, MS and Buena Vista, VA compare?

Buena Vista, VA has a modeled overall cost index 18.0% higher than Pontotoc, MS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Pontotoc, MS, the model estimates $163,850 in Buena Vista, VA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Pontotoc, MS and Buena Vista, VA?

The modeled two-bedroom rents are $1,170/month in Pontotoc, MS and $1,040/month in Buena Vista, VA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Mississippi and Virginia on TaxTakeHome.com

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