Pontotoc, MS vs Port Allen, LA: Cost of Living

Which city costs less?

Port Allen, LA has a modeled overall cost index 12.8% higher than Pontotoc, MS.

Pontotoc, MS · modeled 2BR rent
$1,170 / month
Port Allen, LA · modeled 2BR rent
$1,100 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Pontotoc, MS and Port Allen, LA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $736/month in Port Allen, LA

$150,000 in your current city has a modeled equivalent of $158,831 in Port Allen, LA

Regional cost estimates: Pontotoc, MS uses Memphis, TN. Port Allen, LA uses Baton Rouge, LA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 12.8%
More expensive
Monthly Impact
$736
Extra cost
Annual Impact
$8.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Pontotoc, MS

Population:6K
Cost Index:
73.9
100 = national average
Typical Home:$191K

Port Allen, LA

Population:5K
Cost Index:
83.4
100 = national average
Typical Home:$206K

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Pontotoc, MS

The Magnolia State

6K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 6K residents.

Port Allen, LA

The Pelican State

5K
Population
State Tax
Yes

Located in Louisiana, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Pontotoc, MS vs Port Allen, LA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 23.2%
Pontotoc, MS
$1,850
Port Allen, LA
$2,279
Difference
$429
more
Other
↑ 12.0%
Pontotoc, MS
$1,865
Port Allen, LA
$2,089
Difference
$223
more
Transportation
↑ 6.6%
Pontotoc, MS
$1,385
Port Allen, LA
$1,477
Difference
$91.97
more
Groceries
↑ 6.6%
Pontotoc, MS
$1,129
Port Allen, LA
$1,203
Difference
$74.08
more
Healthcare
↓ 7.7%
Pontotoc, MS
$633
Port Allen, LA
$584
Difference
$48.54
less
All Utilities
↓ 5.3%
Pontotoc, MS
$637
Port Allen, LA
$604
Difference
$33.45
less

🏠Rent Comparison

Studio
From$990
To$960
↓ $30.00
1 Bed
From$990
To$980
↓ $10.00
2 Bed
From$1,170
To$1,100
↓ $70.00
3 Bed
From$1,470
To$1,380
↓ $90.00
Pontotoc, MSZIP-level data

1BR range: $990–$990/mo

Port Allen, LAZIP-level data

1BR range: $980–$980/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Pontotoc, MS
$8,236
Monthly in Port Allen, LA
$736
Difference

Home Values

Pontotoc
Port Allen
$191K
Median Value
$206K
↑ +3.8%
YoY Change
↑ +1.5%
↑ +25.9%
5-Year Change
↑ +15.2%

Homes in Port Allen are 8% more expensive than Pontotoc

Calculate payment - PontotocCalculate payment - Port Allen

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $400
More taxes
Monthly Difference
$33.33
Less take-home
Effective Rate Diff
0.3%
Rate difference

Pontotoc, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Port Allen, LA

Federal Income Tax
Effective: 18.9%
$25.5K
Louisiana State Tax
Effective: 5.2%
$7.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.8%
$44.8K
Take-Home Pay
$8,770/month
$105.2K

Additional Tax Information

Pontotoc, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Port Allen, LA Tax Rates

Sales Tax:9.6%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pontotoc
Port Allen
55 Moderate
Air Quality
51 Moderate
34.4%
Good Air Days
48.9%
99 High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌀🌡
▲+2.8°F
2050 Outlook
▲+2.2°F
54 days
Heat Days >95°F
51 days
▲+2.8°F
2050 Outlook
▲+2.2°F
54 days
Heat Days >95°F
51 days

Before moving from Pontotoc, MS to Port Allen, LA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Port Allen, LA for the same bedroom count and included utilities as your home in Pontotoc, MS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Pontotoc to Port Allen moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Port Allen, LA by cost, housing, population and region.

Frequently Asked Questions: Pontotoc, MS vs Port Allen, LA

How do the cost estimates for Pontotoc, MS and Port Allen, LA compare?

Port Allen, LA has a modeled overall cost index 12.8% higher than Pontotoc, MS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Pontotoc, MS, the model estimates $158,831 in Port Allen, LA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Pontotoc, MS and Port Allen, LA?

The modeled two-bedroom rents are $1,170/month in Pontotoc, MS and $1,100/month in Port Allen, LA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Mississippi and Louisiana on TaxTakeHome.com

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