Poolesville, MD vs Island Park, NY: Cost of Living

Which city costs less?

Island Park, NY has a modeled overall cost index 5.1% higher than Poolesville, MD.

Poolesville, MD · modeled 2BR rent: $2,270 / month
Island Park, NY · modeled 2BR rent: $2,750 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Poolesville, MD and Island Park, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Poolesville, MD

Numbers update automatically as you type

Estimated extra cost: $570/month in Island Park, NY

$150,000 in your current city has a modeled equivalent of $156,837 in Island Park, NY

Regional cost estimates: Poolesville, MD uses Washington, DC. Island Park, NY uses New York, NY. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 5.1%

More expensive

Monthly Impact

$570

Extra cost

Annual Impact

$6.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Poolesville, MD

Population:6K

Cost Index:

135.9

100 = national average

Typical Home:$715K

Island Park, NY

Population:5K

Cost Index:

142.8

100 = national average

Typical Home:$733K

Planning the move to Island Park?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Poolesville, MD

The Old Line State

Population

State Tax

Yes

Located in Maryland, this city has a population of 6K residents.

Island Park, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Poolesville, MD vs Island Park, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Poolesville, MD	Island Park, NY	Difference	Change
Housing	$3,600/mo	$4,214/mo	↑ $615more	17.1%
Transportation	$1,214/mo	$981/mo	↓ $233less	19.2%
Other	$1,175/mo	$1,245/mo	↑ $70.32more	6.0%
All Utilities	$346/mo	$398/mo	↑ $52.34more	15.1%
Groceries	$735/mo	$774/mo	↑ $38.76more	5.3%
Healthcare	$430/mo	$457/mo	↑ $26.31more	6.1%

Housing

↑ 17.1%

Poolesville, MD

$3,600

Island Park, NY

$4,214

Difference

$615

Transportation

↓ 19.2%

Poolesville, MD

$1,214

Island Park, NY

$981

Difference

$233

less

Other

↑ 6.0%

Poolesville, MD

$1,175

Island Park, NY

$1,245

Difference

$70.32

All Utilities

↑ 15.1%

Poolesville, MD

$346

Island Park, NY

$398

Difference

$52.34

Groceries

↑ 5.3%

Poolesville, MD

$735

Island Park, NY

$774

Difference

$38.76

Healthcare

↑ 6.1%

Poolesville, MD

$430

Island Park, NY

$457

Difference

$26.31

🏠Rent Comparison

Studio

From$1,970

To$1,990

↑ $20.00

1 Bed

From$2,040

To$2,380

↑ $340

2 Bed

From$2,270

To$2,750

↑ $480

3 Bed

From$2,860

To$3,570

↑ $710

Poolesville, MDZIP-level data

1BR range: $2,040–$2,040/mo

Island Park, NYZIP-level data

1BR range: $2,380–$2,380/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Poolesville, MD

$8,070

Monthly in Island Park, NY

$570

Difference

Home Values

Poolesville

Island Park

$715K

Median Value

$733K

↑ +1.5%

YoY Change

↑ +3%

↑ +24.4%

5-Year Change

↑ +32.3%

Homes in Island Park are 2% more expensive than Poolesville

Calculate payment - Poolesville Calculate payment - Island Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.3K

More taxes

Monthly Difference

$190

Less take-home

Effective Rate Diff

1.5%

Rate difference

Poolesville, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Island Park, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Poolesville, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Island Park, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Poolesville

Island Park

45 Good

Air Quality

43 Good

63.7%

Good Air Days

65.8%

98 High

Climate Risk

99 High

🌊🌀🌡

Top Hazards

🌊🌀🌡

▲+2.9°F

2050 Outlook

▲+2.7°F

27 days

Heat Days >95°F

11 days

▲+2.9°F

2050 Outlook

▲+2.7°F

27 days

Heat Days >95°F

11 days

Before moving from Poolesville, MD to Island Park, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Island Park, NY for the same bedroom count and included utilities as your home in Poolesville, MD. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Poolesville to Island Park moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Island Park, NY by cost, housing, population and region.

Frequently Asked Questions: Poolesville, MD vs Island Park, NY

How do the cost estimates for Poolesville, MD and Island Park, NY compare?

Island Park, NY has a modeled overall cost index 5.1% higher than Poolesville, MD. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Poolesville, MD, the model estimates $156,837 in Island Park, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Poolesville, MD and Island Park, NY?

The modeled two-bedroom rents are $2,270/month in Poolesville, MD and $2,750/month in Island Park, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Maryland and New York on TaxTakeHome.com