Port Gibson, MS vs Scotland Neck, NC: Cost of Living

Which city costs less?

Scotland Neck, NC has a modeled overall cost index 16.6% higher than Port Gibson, MS.

Port Gibson, MS · modeled 2BR rent
$880 / month
Scotland Neck, NC · modeled 2BR rent
$930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Port Gibson, MS and Scotland Neck, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $1,157/month in Scotland Neck, NC

$150,000 in your current city has a modeled equivalent of $163,885 in Scotland Neck, NC

Regional cost estimates: Port Gibson, MS uses Baton Rouge, LA. Scotland Neck, NC uses Raleigh, NC. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 16.6%
More expensive
Monthly Impact
$1,157
Extra cost
Annual Impact
$13.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Port Gibson, MS

Population:1K
Cost Index:
71.1
100 = national average
Typical Home:$79K

Scotland Neck, NC

Population:2K
Cost Index:
82.9
100 = national average
Typical Home:$76K

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Port Gibson, MS

The Magnolia State

1K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 1K residents.

Scotland Neck, NC

The Tar Heel State

2K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Port Gibson, MS vs Scotland Neck, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 26.7%
Port Gibson, MS
$2,027
Scotland Neck, NC
$2,567
Difference
$541
more
Healthcare
↑ 33.5%
Port Gibson, MS
$563
Scotland Neck, NC
$751
Difference
$188
more
Transportation
↑ 13.0%
Port Gibson, MS
$1,314
Scotland Neck, NC
$1,484
Difference
$170
more
Other
↑ 6.2%
Port Gibson, MS
$1,857
Scotland Neck, NC
$1,973
Difference
$116
more
All Utilities
↑ 17.5%
Port Gibson, MS
$581
Scotland Neck, NC
$683
Difference
$102
more
Groceries
↑ 3.5%
Port Gibson, MS
$1,159
Scotland Neck, NC
$1,199
Difference
$40.46
more

🏠Rent Comparison

Studio
From$720
To$640
↓ $80.00
1 Bed
From$730
To$740
↑ $10.00
2 Bed
From$880
To$930
↑ $50.00
3 Bed
From$1,130
To$1,190
↑ $60.00
Port Gibson, MSZIP-level data

1BR range: $730–$730/mo

Scotland Neck, NCZIP-level data

1BR range: $740–$740/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Port Gibson, MS
$8,657
Monthly in Scotland Neck, NC
$1,157
Difference

Home Values

Port Gibson
Scotland Neck
$79K
Median Value
$76K
↓ -20.6%
YoY Change
↓ -7.4%
N/A
5-Year Change
↑ +14.5%

Homes in Scotland Neck are 3% less expensive than Port Gibson

Calculate payment - Port GibsonCalculate payment - Scotland Neck

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $225
Per year
Monthly Difference
$18.75
More take-home
Effective Rate Diff
0.2%
Rate difference

Port Gibson, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Scotland Neck, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Port Gibson, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Scotland Neck, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Port Gibson
Scotland Neck
51 Moderate
Air Quality
46 Good
48.9%
Good Air Days
61.7%
98 High
Climate Risk
96 High
🌊🌀🌡
Top Hazards
🌊🌡🌪
▲+2.2°F
2050 Outlook
▲+2.8°F
51 days
Heat Days >95°F
31 days
▲+2.2°F
2050 Outlook
▲+2.8°F
51 days
Heat Days >95°F
31 days

Before moving from Port Gibson, MS to Scotland Neck, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Scotland Neck, NC for the same bedroom count and included utilities as your home in Port Gibson, MS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Port Gibson to Scotland Neck moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Scotland Neck, NC by cost, housing, population and region.

Frequently Asked Questions: Port Gibson, MS vs Scotland Neck, NC

How do the cost estimates for Port Gibson, MS and Scotland Neck, NC compare?

Scotland Neck, NC has a modeled overall cost index 16.6% higher than Port Gibson, MS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Port Gibson, MS, the model estimates $163,885 in Scotland Neck, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Port Gibson, MS and Scotland Neck, NC?

The modeled two-bedroom rents are $880/month in Port Gibson, MS and $930/month in Scotland Neck, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Mississippi and North Carolina on TaxTakeHome.com

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