Port Jefferson, NY vs Croton-on-Hudson, NY: Cost of Living

Which city costs less?

Croton-on-Hudson, NY has a modeled overall cost index 14.1% lower than Port Jefferson, NY.

Port Jefferson, NY · modeled 2BR rent: $2,830 / month
Croton-on-Hudson, NY · modeled 2BR rent: $2,840 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Port Jefferson, NY and Croton-on-Hudson, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Port Jefferson, NY

Numbers update automatically as you type

Estimated savings: $1,330/month in Croton-on-Hudson, NY

$150,000 in your current city has a modeled equivalent of $134,045 in Croton-on-Hudson, NY

Regional cost estimates: Port Jefferson, NY uses New York, NY. Croton-on-Hudson, NY uses Jersey City, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 14.1%

Less expensive

Monthly Impact

$1,330

Savings

Annual Impact

$16.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Port Jefferson, NY

Population:8K

Cost Index:

132.3

100 = national average

Typical Home:$763K

Croton-on-Hudson, NY

Population:8K

Cost Index:

113.6

100 = national average

Typical Home:$798K

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Port Jefferson, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 8K residents.

Croton-on-Hudson, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 8K residents.

Cost Breakdown by Category

Estimated monthly spending: Port Jefferson, NY vs Croton-on-Hudson, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Port Jefferson, NY	Croton-on-Hudson, NY	Difference	Change
Housing	$3,886/mo	$2,180/mo	↓ $1,706less	43.9%
Other	$1,148/mo	$1,320/mo	↑ $172more	15.0%
Transportation	$905/mo	$1,042/mo	↑ $137more	15.1%
Healthcare	$438/mo	$470/mo	↑ $32.56more	7.4%
All Utilities	$382/mo	$407/mo	↑ $25.42more	6.7%
Groceries	$741/mo	$751/mo	↑ $10.08more	1.4%

Housing

↓ 43.9%

Port Jefferson, NY

$3,886

Croton-on-Hudson, NY

$2,180

Difference

$1,706

less

Other

↑ 15.0%

Port Jefferson, NY

$1,148

Croton-on-Hudson, NY

$1,320

Difference

$172

Transportation

↑ 15.1%

Port Jefferson, NY

$905

Croton-on-Hudson, NY

$1,042

Difference

$137

Healthcare

↑ 7.4%

Port Jefferson, NY

$438

Croton-on-Hudson, NY

$470

Difference

$32.56

All Utilities

↑ 6.7%

Port Jefferson, NY

$382

Croton-on-Hudson, NY

$407

Difference

$25.42

Groceries

↑ 1.4%

Port Jefferson, NY

$741

Croton-on-Hudson, NY

$751

Difference

$10.08

🏠Rent Comparison

Studio

From$2,050

To$2,470

↑ $420

1 Bed

From$2,450

To$2,590

↑ $140

2 Bed

From$2,830

To$2,840

↑ $10.00

3 Bed

From$3,670

To$3,560

↓ $110

Port Jefferson, NYZIP-level data

1BR range: $2,450–$2,450/mo

Croton-on-Hudson, NYZIP-level data

1BR range: $2,590–$2,590/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Port Jefferson, NY

$6,170

Monthly in Croton-on-Hudson, NY

$1,330

Difference

Home Values

Port Jefferson

Croton-on-Hudson

$763K

Median Value

$798K

↑ +4.8%

YoY Change

↑ +3.7%

↑ +33.3%

5-Year Change

↑ +23.3%

Homes in Croton-on-Hudson are 5% more expensive than Port Jefferson

Calculate payment - Port Jefferson Calculate payment - Croton-on-Hudson

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Port Jefferson, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Croton-on-Hudson, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Port Jefferson, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Croton-on-Hudson, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Port Jefferson

Croton-on-Hudson

43 Good

Air Quality

41 Good

65.8%

Good Air Days

71.3%

99 High

Climate Risk

97 High

🌊🌀🌡

Top Hazards

🌊🌅🌡

▲+2.7°F

2050 Outlook

▲+2.8°F

11 days

Heat Days >95°F

12 days

▲+2.7°F

2050 Outlook

▲+2.8°F

11 days

Heat Days >95°F

12 days

Before moving from Port Jefferson, NY to Croton-on-Hudson, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Croton-on-Hudson, NY for the same bedroom count and included utilities as your home in Port Jefferson, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Port Jefferson to Croton-on-Hudson moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Croton-on-Hudson, NY by cost, housing, population and region.

Frequently Asked Questions: Port Jefferson, NY vs Croton-on-Hudson, NY

How do the cost estimates for Port Jefferson, NY and Croton-on-Hudson, NY compare?

Croton-on-Hudson, NY has a modeled overall cost index 14.1% lower than Port Jefferson, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Port Jefferson, NY, the model estimates $134,045 in Croton-on-Hudson, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Port Jefferson, NY and Croton-on-Hudson, NY?

The modeled two-bedroom rents are $2,830/month in Port Jefferson, NY and $2,840/month in Croton-on-Hudson, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.