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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $7.56/month moving to Cape Coral, FL

$150.0K in your current city equals $149.9K in Cape Coral, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 0.1%
Less expensive
Monthly Impact
$7.56
Savings
Annual Impact
$90.76
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Port St. Lucie, FL

Population:245K
Cost Index:
100
100 = national average
Median Home:$390K

Cape Coral, FL

Population:224K
Cost Index:
100
(0% below avg)
Median Home:$367K

Port St. Lucie, FL

The Sunshine State

245K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 245K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cape Coral, FL

The Sunshine State

224K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 224K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Port St. Lucie, FL vs Cape Coral, FL

Housing
โ†“ 0.1%
Port St. Lucie, FL
$2,343
Cape Coral, FL
$2,341
Difference
$2.36
less
Other
โ†“ 0.1%
Port St. Lucie, FL
$1,741
Cape Coral, FL
$1,740
Difference
$1.76
less
Transportation
โ†“ 0.1%
Port St. Lucie, FL
$1,237
Cape Coral, FL
$1,236
Difference
$1.25
less
Groceries
โ†“ 0.1%
Port St. Lucie, FL
$1,000
Cape Coral, FL
$1,000
Difference
$0.50
less
All Utilities
โ†“ 0.1%
Port St. Lucie, FL
$563
Cape Coral, FL
$563
Difference
$0.28
less
Healthcare
โ†“ 0.1%
Port St. Lucie, FL
$559
Cape Coral, FL
$559
Difference
$0.28
less

๐Ÿ Rent Comparison

Studio
From$1,474
To$900
โ†“ $574
1 Bed
From$1,490
To$1,063
โ†“ $427
2 Bed
From$1,781
To$1,309
โ†“ $472
3 Bed
From$2,456
To$1,799
โ†“ $657
Port St. Lucie, FLZIP-level data

1BR range: $1,570โ€“$2,090/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,444
Monthly in Port St. Lucie, FL
$7,438
Monthly in Cape Coral, FL
$6.44
Difference

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Port St. Lucie, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Cape Coral, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Cape Coral, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Port St. Lucie
Cape Coral
41 Good
Air Quality
50 Good
75.6%
Good Air Days
52.5%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒ€๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
58 days
Heat Days >95ยฐF
38 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
58 days
Heat Days >95ยฐF
38 days

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