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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $1.8K/month more in Miami, FL

$150.0K in your current city equals $171.6K in Miami, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 24.0%
More expensive
Monthly Impact
$1,798
Extra cost
Annual Impact
$21.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Port St. Lucie, FL

Population:245K
Cost Index:
100
100 = national average
Median Home:$390K

Miami, FL

Population:442K
Cost Index:
124
(24% above avg)
Median Home:$510K

Port St. Lucie, FL

The Sunshine State

245K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 245K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Miami, FL

The Sunshine State

442K
Population
State Tax
No Income Tax
Climate
Tropical

Notable Facts

  • โ€ขGateway to Latin America
  • โ€ขMajor cruise port
  • โ€ขInternational business hub

Major Industries

International TradeTourismFinanceReal Estate

Cost Breakdown by Category

Annual spending: Port St. Lucie, FL vs Miami, FL

Housing
โ†‘ 57.5%
Port St. Lucie, FL
$2,343
Miami, FL
$3,690
Difference
$1,347
more
Other
โ†‘ 20.2%
Port St. Lucie, FL
$1,741
Miami, FL
$2,093
Difference
$351
more
Transportation
โ†‘ 18.2%
Port St. Lucie, FL
$1,237
Miami, FL
$1,462
Difference
$225
more
Groceries
โ†‘ 7.9%
Port St. Lucie, FL
$1,000
Miami, FL
$1,079
Difference
$78.86
more
All Utilities
โ†“ 7.8%
Port St. Lucie, FL
$563
Miami, FL
$519
Difference
$44.00
less
Healthcare
โ†‘ 5.2%
Port St. Lucie, FL
$559
Miami, FL
$589
Difference
$29.16
more

๐Ÿ Rent Comparison

Studio
From$1,474
To$1,995
โ†‘ $521
1 Bed
From$1,490
To$2,180
โ†‘ $690
2 Bed
From$1,781
To$2,660
โ†‘ $879
3 Bed
From$2,456
To$3,415
โ†‘ $959
Port St. Lucie, FLZIP-level data

1BR range: $1,570โ€“$2,090/mo

Miami, FLZIP-level data

1BR range: $1,550โ€“$2,990/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,444
Monthly in Port St. Lucie, FL
$9,431
Monthly in Miami, FL
$1,987
Difference

Home Values

Port St. Lucie
Miami
-
Median Value
$510K
-
YoY Change
โ†“ -3.6%
-
5-Year Change
โ†‘ +49.4%
-
Price Range
$278K - $1.53M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Port St. Lucie, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Miami, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Miami, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Port St. Lucie
Miami
41 Good
Air Quality
48 Good
75.6%
Good Air Days
59.8%
98 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒ€๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
58 days
Heat Days >95ยฐF
15 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
58 days
Heat Days >95ยฐF
15 days

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