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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $59.34/month more in Richmond, VA

$150.0K in your current city equals $150.7K in Richmond, VA

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 0.8%
More expensive
Monthly Impact
$59.34
Extra cost
Annual Impact
$712
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Port St. Lucie, FL

Population:245K
Cost Index:
100
100 = national average
Median Home:$390K

Richmond, VA

Population:230K
Cost Index:
101
(1% above avg)
Median Home:$350K

Port St. Lucie, FL

The Sunshine State

245K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 245K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Richmond, VA

The Old Dominion State

230K
Population
State Tax
Yes

Located in Virginia, this city has a population of 230K residents.

Cost Breakdown by Category

Annual spending: Port St. Lucie, FL vs Richmond, VA

Housing
โ†‘ 8.7%
Port St. Lucie, FL
$2,343
Richmond, VA
$2,547
Difference
$204
more
Healthcare
โ†‘ 13.0%
Port St. Lucie, FL
$559
Richmond, VA
$632
Difference
$72.53
more
Transportation
โ†‘ 3.8%
Port St. Lucie, FL
$1,237
Richmond, VA
$1,284
Difference
$47.19
more
Groceries
โ†“ 4.1%
Port St. Lucie, FL
$1,000
Richmond, VA
$959
Difference
$41.05
less
Other
โ†‘ 0.9%
Port St. Lucie, FL
$1,741
Richmond, VA
$1,758
Difference
$16.22
more
All Utilities
โ†‘ 1.9%
Port St. Lucie, FL
$563
Richmond, VA
$574
Difference
$10.64
more

๐Ÿ Rent Comparison

Studio
From$1,474
To$1,490
โ†‘ $16.00
1 Bed
From$1,490
To$1,560
โ†‘ $70.00
2 Bed
From$1,781
To$1,710
โ†“ $71.00
3 Bed
From$2,456
To$2,140
โ†“ $316
Port St. Lucie, FLZIP-level data

1BR range: $1,570โ€“$2,090/mo

Richmond, VAZIP-level data

1BR range: $1,400โ€“$1,920/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,444
Monthly in Port St. Lucie, FL
$7,753
Monthly in Richmond, VA
$309
Difference

Home Values

Port St. Lucie
Richmond
-
Median Value
$350K
-
YoY Change
โ†‘ +1.1%
-
5-Year Change
โ†‘ +39.2%
-
Price Range
$234K - $619K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $8.4K
More taxes
Monthly Difference
$697
Less take-home
Effective Rate Diff
5.6%
Rate difference

Port St. Lucie, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Richmond, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Additional Tax Information

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Richmond, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Port St. Lucie
Richmond
41 Good
Air Quality
36 Good
75.6%
Good Air Days
79.2%
98 High
Climate Risk
78 Low
๐ŸŒŠ๐ŸŒ€๐ŸŒช
Top Hazards
None
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
58 days
Heat Days >95ยฐF
30 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
58 days
Heat Days >95ยฐF
30 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Florida and Virginia on TaxTakeHome.com

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