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Portland, OR

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Boston, MA

Cost of Living Comparison 2026

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You'd spend $1.1K/month more in Boston, MA

$150.0K in your current city equals $163.2K in Boston, MA

Rent data from HUD ZIP-level estimates · COL index from Portland-Vancouver-Hillsboro, OR-WA area
Overall Cost
14.6%
More expensive
Monthly Impact
$1,096
Extra cost
Annual Impact
$13.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Portland, OR

Population:641K
Cost Index:100
Median Home:$535K

Boston, MA

Population:685K
Cost Index:115
Median Home:$961K

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Boston, MA

The Bay State

685K
Population
State Tax
Yes
Climate
Continental

Notable Facts

  • Major education center
  • Biotech capital
  • Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Cost Breakdown by Category

Annual spending: Portland, OR vs Boston, MA

🏠Housing
12.2%
Portland, OR
$4,704
Boston, MA
$5,275
Difference
$572
more
All Utilities
50.6%
Portland, OR
$475
Boston, MA
$716
Difference
$240
more
🚗Transportation
6.3%
Portland, OR
$1,721
Boston, MA
$1,830
Difference
$109
more
📦Other
5.2%
Portland, OR
$1,925
Boston, MA
$1,825
Difference
$100
less
🏥Healthcare
12.1%
Portland, OR
$663
Boston, MA
$743
Difference
$80.54
more
🛒Groceries
0.9%
Portland, OR
$1,069
Boston, MA
$1,079
Difference
$9.99
more

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Boston, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,555
To$3,095
$1,540
1 Bed
From$1,655
To$3,255
$1,600
2 Bed
From$1,900
To$3,865
$1,965
3 Bed
From$2,590
To$4,630
$2,040
Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

Boston, MAZIP-level data

1BR range: $2,560$3,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,557
Monthly in Portland, OR
$11,469
Monthly in Boston, MA
$912
Difference

Home Values

Portland
Boston
$535K
Median Value
$961K
↓ -1.2%
YoY Change
↓ -0.7%
↑ +7.2%
5-Year Change
↑ +7%
$351K - $760K
Price Range
$709K - $3.40M

Homes in Boston are 80% more expensive than Portland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$8.0K
Per year
Monthly Difference
$668
More take-home
Effective Rate Diff
5.3%
Rate difference

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Boston, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

Boston, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Portland
Boston
35 Good
Air Quality
36 Good
85%
Good Air Days
79.5%
98 High
Climate Risk
94 Moderate
🌊🌡🫨
Top Hazards
🌊🌅🌀
+2.5°F
2050 Outlook
+2.5°F
9 days
Heat Days >95°F
6 days
+2.5°F
2050 Outlook
+2.5°F
9 days
Heat Days >95°F
6 days

💰 See how taxes change too — compare take-home pay between Oregon and Massachusetts on TaxTakeHome.com

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