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Cost of Living Comparison 2026

Considering the move from Portland to Dallas? The cost of living difference between these two cities might be the deciding factor. Portland is known for tech, sustainability, and creative industries, while Dallas draws people with its business-friendly environment and diverse economy.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $1.7K/month moving to Dallas, TX

$150.0K in your current city equals $129.9K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Portland-Vancouver-Hillsboro, OR-WA area
Overall Cost
22.3%
Less expensive
Monthly Impact
$1,673
Savings
Annual Impact
$20.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Portland, OR

Population:641K
Cost Index:
100
100 = national average
Median Home:$535K

Dallas, TX

Population:1304K
Cost Index:
78
(22% below avg)
Median Home:$292K

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Dallas, TX

The Lone Star State

1.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Major business center
  • No state income tax
  • Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Portland, OR vs Dallas, TX

Housing
49.2%
Portland, OR
$4,704
Dallas, TX
$2,391
Difference
$2,313
less
Transportation
24.6%
Portland, OR
$1,721
Dallas, TX
$1,298
Difference
$423
less
Other
7.8%
Portland, OR
$1,925
Dallas, TX
$1,774
Difference
$151
less
Groceries
8.4%
Portland, OR
$1,069
Dallas, TX
$979
Difference
$89.93
less
All Utilities
18.4%
Portland, OR
$475
Dallas, TX
$563
Difference
$87.43
more
Healthcare
4.7%
Portland, OR
$663
Dallas, TX
$632
Difference
$30.98
less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Dallas, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,555
To$1,450
$105
1 Bed
From$1,655
To$1,505
$150
2 Bed
From$1,900
To$1,765
$135
3 Bed
From$2,590
To$2,220
$370
Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

Dallas, TXZIP-level data

1BR range: $1,040$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,557
Monthly in Portland, OR
$7,637
Monthly in Dallas, TX
$2,920
Difference

Home Values

Portland
Dallas
$535K
Median Value
$292K
↓ -1.2%
YoY Change
↓ -3.1%
↑ +7.2%
5-Year Change
↑ +27.1%
$351K - $760K
Price Range
$138K - $2.01M

Homes in Dallas are 45% less expensive than Portland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$15.5K
Per year
Monthly Difference
$1,293
More take-home
Effective Rate Diff
10.3%
Rate difference

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Dallas, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

Dallas, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Portland
Dallas
35 Good
Air Quality
55 Moderate
85%
Good Air Days
35.2%
98 High
Climate Risk
100 Very High
🌊🌡🫨
Top Hazards
🌊🌡🌪
+2.5°F
2050 Outlook
+2.7°F
9 days
Heat Days >95°F
90 days
+2.5°F
2050 Outlook
+2.7°F
9 days
Heat Days >95°F
90 days

What to Consider When Moving from Portland, OR to Dallas, TX

Relocating from Portland, OR to Dallas, TX involves more than just comparing rent prices. While the overall cost of living is about 22% lower in Dallas, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Dallas, TX is 49% cheaper than in Portland, OR. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Dallas, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Dallas, TX to match your current standard of living in Portland, OR.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Dallas, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Portland, OR vs Dallas, TX

Is Dallas, TX cheaper than Portland, OR?

Yes, Dallas, TX is about 22.3% cheaper than Portland, OR. You could save approximately $1,673/month on a $150,000 salary. Housing costs are 49% lower in Dallas, TX.

What salary do I need in Dallas, TX to match my lifestyle in Portland, OR?

If you currently earn $150,000 in Portland, OR, you would need approximately $129,923 in Dallas, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Portland, OR and Dallas, TX?

A two-bedroom apartment averages $1,900/month in Portland, OR compared to $1,765/month in Dallas, TX. One-bedroom apartments are $1,655/month in Portland, OR vs $1,505/month in Dallas, TX. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Portland, OR or Dallas, TX?

Groceries are about 8% cheaper in Dallas, TX than in Portland, OR, saving a typical household roughly $89.93/month on food.

What is the best time to move from Portland, OR to Dallas, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Oregon and Texas on TaxTakeHome.com

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