Is Eugene, OR cheaper than Portland, OR?

Based on cost of living data, Eugene, OR is 19.7% cheaper than Portland, OR. This translates to saving $1479 per month.

What salary do I need in Eugene, OR to live like I do in Portland, OR?

If you earn $150,000 in Portland, OR, you'd need approximately $132,253.421 in Eugene, OR to maintain the same standard of living.

How does housing cost compare between Portland, OR and Eugene, OR?

Housing in Eugene, OR is 27.7% cheaper than in Portland, OR. For a two-bedroom apartment, rent is $1,208/month in Eugene, OR compared to $1,900/month in Portland, OR.

How much can I save per month by moving from Portland, OR to Eugene, OR?

Moving from Portland, OR to Eugene, OR could save you approximately $1479 per month, or $17747 per year, based on a $150,000 salary.

Portland, OR vs Eugene, OR: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Portland, OR

Numbers update automatically as you type

You'd save $1.5K/month moving to Eugene, OR

$150.0K in your current city equals $132.3K in Eugene, OR

Rent data from HUD ZIP-level estimates · COL index from Portland-Vancouver-Hillsboro, OR-WA area

Overall Cost

↓ 19.7%

Less expensive

Monthly Impact

$1,479

Savings

Annual Impact

$17.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Portland, OR

Population:641K

Cost Index:

100

100 = national average

Median Home:$535K

Eugene, OR

Population:178K

Cost Index:

(20% below avg)

Median Home:$470K

Portland, OR

The Beaver State

641K

Population

State Tax

Yes

Climate

Oceanic

Notable Facts

•Craft beer capital
•Foodie destination
•Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Eugene, OR

The Beaver State

178K

Population

State Tax

Yes

Located in Oregon, this city has a population of 178K residents.

Cost Breakdown by Category

Annual spending: Portland, OR vs Eugene, OR

Category	Portland, OR	Eugene, OR	Difference	Change
Housing	$4,704/mo	$3,399/mo	↓ $1,305less	27.7%
Other	$1,925/mo	$1,546/mo	↓ $380less	19.7%
Transportation	$1,721/mo	$1,382/mo	↓ $339less	19.7%
Groceries	$1,069/mo	$958/mo	↓ $111less	10.4%
Healthcare	$663/mo	$594/mo	↓ $68.95less	10.4%
All Utilities	$475/mo	$426/mo	↓ $49.44less	10.4%

Housing

↓ 27.7%

Portland, OR

$4,704

Eugene, OR

$3,399

Difference

$1,305

less

Other

↓ 19.7%

Portland, OR

$1,925

Eugene, OR

$1,546

Difference

$380

less

Transportation

↓ 19.7%

Portland, OR

$1,721

Eugene, OR

$1,382

Difference

$339

less

Groceries

↓ 10.4%

Portland, OR

$1,069

Eugene, OR

$958

Difference

$111

less

Healthcare

↓ 10.4%

Portland, OR

$663

Eugene, OR

$594

Difference

$68.95

less

All Utilities

↓ 10.4%

Portland, OR

$475

Eugene, OR

$426

Difference

$49.44

less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)

Net difference-$1,185/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,555

To$873

↓ $682

1 Bed

From$1,655

To$921

↓ $734

2 Bed

From$1,900

To$1,208

↓ $692

3 Bed

From$2,590

To$1,682

↓ $908

Portland, ORZIP-level data

1BR range: $1,580–$2,030/mo

Eugene, ORZIP-level data

1BR range: $1,300–$1,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,557

Monthly in Portland, OR

$8,304

Monthly in Eugene, OR

$2,254

Difference

Home Values

Portland

Eugene

$535K

Median Value

$470K

↓ -1.2%

YoY Change

↓ -0.3%

↑ +7.2%

5-Year Change

↑ +27.2%

$351K - $760K

Price Range

$391K - $592K

Homes in Eugene are 12% less expensive than Portland

Calculate payment - Portland Calculate payment - Eugene

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Portland, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Eugene, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Portland, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Eugene, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.