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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $2.1K/month moving to Spokane Valley, WA

$150.0K in your current city equals $124.7K in Spokane Valley, WA

Rent data from HUD ZIP-level estimates · COL index from Portland-Vancouver-Hillsboro, OR-WA area
Overall Cost
28.1%
Less expensive
Monthly Impact
$2,109
Savings
Annual Impact
$25.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Portland, OR

Population:641K
Cost Index:
100
100 = national average
Median Home:$535K

Spokane Valley, WA

Population:108K
Cost Index:
72
(28% below avg)
Median Home:$385K

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Spokane Valley, WA

The Evergreen State

108K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 108K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Annual spending: Portland, OR vs Spokane Valley, WA

Housing
56.5%
Portland, OR
$4,704
Spokane Valley, WA
$2,047
Difference
$2,656
less
Other
21.3%
Portland, OR
$1,925
Spokane Valley, WA
$1,515
Difference
$410
less
Healthcare
23.3%
Portland, OR
$663
Spokane Valley, WA
$817
Difference
$154
more
Transportation
8.5%
Portland, OR
$1,721
Spokane Valley, WA
$1,868
Difference
$146
more
All Utilities
0.3%
Portland, OR
$475
Spokane Valley, WA
$477
Difference
$1.51
more
Groceries
0.1%
Portland, OR
$1,069
Spokane Valley, WA
$1,070
Difference
$1.11
more

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Spokane Valley, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,555
To$669
$886
1 Bed
From$1,655
To$794
$861
2 Bed
From$1,900
To$1,003
$897
3 Bed
From$2,590
To$1,421
$1,169
Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,557
Monthly in Portland, OR
$7,794
Monthly in Spokane Valley, WA
$2,763
Difference

Home Values

Portland
Spokane Valley
$535K
Median Value
-
↓ -1.2%
YoY Change
-
↑ +7.2%
5-Year Change
-
$351K - $760K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$15.5K
Per year
Monthly Difference
$1,293
More take-home
Effective Rate Diff
10.3%
Rate difference

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Spokane Valley, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

Spokane Valley, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Portland
Spokane Valley
35 Good
Air Quality
38 Good
85%
Good Air Days
76.5%
98 High
Climate Risk
90 Moderate
🌊🌡🫨
Top Hazards
💨
+2.5°F
2050 Outlook
+3.0°F
9 days
Heat Days >95°F
23 days
+2.5°F
2050 Outlook
+3.0°F
9 days
Heat Days >95°F
23 days

💰 See how taxes change too — compare take-home pay between Oregon and Washington on TaxTakeHome.com

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