Is Tampa, FL cheaper than Portland, OR?

Based on cost of living data, Tampa, FL is 20.8% cheaper than Portland, OR. This translates to saving $1558 per month.

What salary do I need in Tampa, FL to live like I do in Portland, OR?

If you earn $150,000 in Portland, OR, you'd need approximately $131,307.692 in Tampa, FL to maintain the same standard of living.

How does housing cost compare between Portland, OR and Tampa, FL?

Housing in Tampa, FL is 42.5% cheaper than in Portland, OR. For a two-bedroom apartment, rent is $2,290/month in Tampa, FL compared to $1,900/month in Portland, OR.

How much can I save per month by moving from Portland, OR to Tampa, FL?

Moving from Portland, OR to Tampa, FL could save you approximately $1558 per month, or $18692 per year, based on a $150,000 salary.

MoveNumbers

Portland, OR

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Tampa, FL

Cost of Living Comparison 2026

Current salary in Portland, OR

Numbers update automatically as you type

You'd save $1.6K/month moving to Tampa, FL

$150.0K in your current city equals $131.3K in Tampa, FL

Rent data from HUD ZIP-level estimates · COL index from Portland-Vancouver-Hillsboro, OR-WA area

Overall Cost

↓ 20.8%

Less expensive

Monthly Impact

$1,558

Savings

Annual Impact

$18.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Portland, OR

Population:641K

Cost Index:100

Median Home:$535K

Tampa, FL

Population:385K

Cost Index:79

Median Home:$367K

Portland, OR

The Beaver State

641K

Population

State Tax

Yes

Climate

Oceanic

Notable Facts

•Craft beer capital
•Foodie destination
•Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Portland, OR vs Tampa, FL

Category	Portland, OR	Tampa, FL	Difference	Change
🏠Housing	$4,704/mo	$2,703/mo	↓ $2,001less	42.5%
🚗Transportation	$1,721/mo	$1,284/mo	↓ $437less	25.4%
📦Other	$1,925/mo	$1,808/mo	↓ $117less	6.1%
⚡All Utilities	$475/mo	$574/mo	↑ $98.36more	20.7%
🏥Healthcare	$663/mo	$570/mo	↓ $92.94less	14.0%
🛒Groceries	$1,069/mo	$1,019/mo	↓ $49.96less	4.7%

🏠Housing

↓ 42.5%

Portland, OR

$4,704

Tampa, FL

$2,703

Difference

$2,001

less

🚗Transportation

↓ 25.4%

Portland, OR

$1,721

Tampa, FL

$1,284

Difference

$437

less

📦Other

↓ 6.1%

Portland, OR

$1,925

Tampa, FL

$1,808

Difference

$117

less

⚡All Utilities

↑ 20.7%

Portland, OR

$475

Tampa, FL

$574

Difference

$98.36

🏥Healthcare

↓ 14.0%

Portland, OR

$663

Tampa, FL

$570

Difference

$92.94

less

🛒Groceries

↓ 4.7%

Portland, OR

$1,069

Tampa, FL

$1,019

Difference

$49.96

less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Tampa, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,555

To$1,850

↑ $295

1 Bed

From$1,655

To$1,960

↑ $305

2 Bed

From$1,900

To$2,290

↑ $390

3 Bed

From$2,590

To$2,930

↑ $340

Portland, ORZIP-level data

1BR range: $1,580–$2,030/mo

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,557

Monthly in Portland, OR

$7,958

Monthly in Tampa, FL

$2,600

Difference

Home Values

Portland

Tampa

$535K

Median Value

$367K

↓ -1.2%

YoY Change

↓ -4%

↑ +7.2%

5-Year Change

↑ +42.1%

$351K - $760K

Price Range

$251K - $989K

Homes in Tampa are 31% less expensive than Portland

Calculate payment - Portland Calculate payment - Tampa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Portland, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Portland, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.