Is Austin, TX cheaper than Poughkeepsie, NY?

Based on cost of living data, Austin, TX is 7.2% more expensive than Poughkeepsie, NY. This translates to spending an extra $538 per month.

What salary do I need in Austin, TX to live like I do in Poughkeepsie, NY?

If you earn $150,000 in Poughkeepsie, NY, you'd need approximately $156,451.8 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Poughkeepsie, NY and Austin, TX?

Housing in Austin, TX is 59.3% more expensive than in Poughkeepsie, NY. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,324/month in Poughkeepsie, NY.

How much can I save per month by moving from Poughkeepsie, NY to Austin, TX?

Living in Austin, TX costs approximately $538 more per month than Poughkeepsie, NY, or $6452 more per year, based on a $150,000 salary.

Poughkeepsie, NY vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Poughkeepsie, NY — COL adjusted from Newark, NJ area + state data

Current salary in Poughkeepsie, NY

Numbers update automatically as you type

You'd spend $538/month more in Austin, TX

$150.0K in your current city equals $156.5K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 7.2%

More expensive

Monthly Impact

$538

Extra cost

Annual Impact

$6.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Poughkeepsie, NY

Population:32K

Cost Index:100

Median Home:$484K

Austin, TX

Population:979K

Cost Index:107

Median Home:$558K

Poughkeepsie, NY

The Empire State

32K

Population

State Tax

Yes

Located in New York, this city has a population of 32K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Poughkeepsie, NY vs Austin, TX

Category	Poughkeepsie, NY	Austin, TX	Difference	Change
🏠Housing	$1,811/mo	$2,885/mo	↑ $1,074more	59.3%
🚗Transportation	$1,422/mo	$1,284/mo	↓ $138less	9.7%
🛒Groceries	$1,037/mo	$959/mo	↓ $77.63less	7.5%
📦Other	$1,803/mo	$1,741/mo	↓ $61.59less	3.4%
🏥Healthcare	$649/mo	$589/mo	↓ $60.17less	9.3%
⚡All Utilities	$562/mo	$541/mo	↓ $20.90less	3.7%

🏠Housing

↑ 59.3%

Poughkeepsie, NY

$1,811

Austin, TX

$2,885

Difference

$1,074

🚗Transportation

↓ 9.7%

Poughkeepsie, NY

$1,422

Austin, TX

$1,284

Difference

$138

less

🛒Groceries

↓ 7.5%

Poughkeepsie, NY

$1,037

Austin, TX

$959

Difference

$77.63

less

📦Other

↓ 3.4%

Poughkeepsie, NY

$1,803

Austin, TX

$1,741

Difference

$61.59

less

🏥Healthcare

↓ 9.3%

Poughkeepsie, NY

$649

Austin, TX

$589

Difference

$60.17

less

⚡All Utilities

↓ 3.7%

Poughkeepsie, NY

$562

Austin, TX

$541

Difference

$20.90

less

🏠Rent Comparison

Studio

From$908

To$1,585

↑ $677

1 Bed

From$1,059

To$1,685

↑ $626

2 Bed

From$1,324

To$1,995

↑ $671

3 Bed

From$1,815

To$2,525

↑ $710

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,283

Monthly in Poughkeepsie, NY

$7,998

Monthly in Austin, TX

$715

Difference

Home Values

Poughkeepsie

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Poughkeepsie, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Poughkeepsie, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.