Is San Antonio, TX cheaper than Poughkeepsie, NY?

Based on cost of living data, San Antonio, TX is 5.3% cheaper than Poughkeepsie, NY. This translates to saving $399 per month.

What salary do I need in San Antonio, TX to live like I do in Poughkeepsie, NY?

If you earn $150,000 in Poughkeepsie, NY, you'd need approximately $145,214.697 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Poughkeepsie, NY and San Antonio, TX?

Housing in San Antonio, TX is 16.0% more expensive than in Poughkeepsie, NY. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,324/month in Poughkeepsie, NY.

How much can I save per month by moving from Poughkeepsie, NY to San Antonio, TX?

Moving from Poughkeepsie, NY to San Antonio, TX could save you approximately $399 per month, or $4785 per year, based on a $150,000 salary.

Poughkeepsie, NY vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Poughkeepsie, NY — COL adjusted from Newark, NJ area + state data

Current salary in Poughkeepsie, NY

Numbers update automatically as you type

You'd save $399/month moving to San Antonio, TX

$150.0K in your current city equals $145.2K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 5.3%

Less expensive

Monthly Impact

$399

Savings

Annual Impact

$4.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Poughkeepsie, NY

Population:32K

Cost Index:100

Median Home:$484K

San Antonio, TX

Population:1547K

Cost Index:95

Median Home:$215K

Poughkeepsie, NY

The Empire State

32K

Population

State Tax

Yes

Located in New York, this city has a population of 32K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Poughkeepsie, NY vs San Antonio, TX

Category	Poughkeepsie, NY	San Antonio, TX	Difference	Change
🏠Housing	$1,811/mo	$2,100/mo	↑ $289more	16.0%
📦Other	$1,803/mo	$1,647/mo	↓ $155less	8.6%
🚗Transportation	$1,422/mo	$1,287/mo	↓ $135less	9.5%
🛒Groceries	$1,037/mo	$913/mo	↓ $124less	11.9%
🏥Healthcare	$649/mo	$527/mo	↓ $122less	18.8%
⚡All Utilities	$562/mo	$496/mo	↓ $66.25less	11.8%

🏠Housing

↑ 16.0%

Poughkeepsie, NY

$1,811

San Antonio, TX

$2,100

Difference

$289

📦Other

↓ 8.6%

Poughkeepsie, NY

$1,803

San Antonio, TX

$1,647

Difference

$155

less

🚗Transportation

↓ 9.5%

Poughkeepsie, NY

$1,422

San Antonio, TX

$1,287

Difference

$135

less

🛒Groceries

↓ 11.9%

Poughkeepsie, NY

$1,037

San Antonio, TX

$913

Difference

$124

less

🏥Healthcare

↓ 18.8%

Poughkeepsie, NY

$649

San Antonio, TX

$527

Difference

$122

less

⚡All Utilities

↓ 11.8%

Poughkeepsie, NY

$562

San Antonio, TX

$496

Difference

$66.25

less

🏠Rent Comparison

Studio

From$908

To$1,110

↑ $202

1 Bed

From$1,059

To$1,210

↑ $151

2 Bed

From$1,324

To$1,470

↑ $146

3 Bed

From$1,815

To$1,890

↑ $75.00

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,283

Monthly in Poughkeepsie, NY

$6,969

Monthly in San Antonio, TX

$314

Difference

Home Values

Poughkeepsie

San Antonio

Median Value

$215K

YoY Change

↓ -2.9%

5-Year Change

↑ +16.7%

Price Range

$107K - $905K

Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Poughkeepsie, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Poughkeepsie, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.