Prairie Village, KS vs Ham Lake, MN: Cost of Living

Which city costs less?

Ham Lake, MN has a modeled overall cost index 19.6% higher than Prairie Village, KS.

Prairie Village, KS · modeled 2BR rent
$1,890 / month
Ham Lake, MN · modeled 2BR rent
$2,080 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Prairie Village, KS and Ham Lake, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,251/month in Ham Lake, MN

$150,000 in your current city has a modeled equivalent of $165,006 in Ham Lake, MN

Regional cost estimates: Prairie Village, KS uses Kansas City, MO. Ham Lake, MN uses Minneapolis, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 19.6%
More expensive
Monthly Impact
$1,251
Extra cost
Annual Impact
$15.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Prairie Village, KS

Population:23K
Cost Index:
83.9
100 = national average
Typical Home:$465K

Ham Lake, MN

Population:17K
Cost Index:
100.4
100 = national average
Typical Home:$440K

Planning the move to Ham Lake?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Prairie Village, KS

The Sunflower State

23K
Population
State Tax
Yes

Located in Kansas, this city has a population of 23K residents.

Ham Lake, MN

The North Star State

17K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 17K residents.

Cost Breakdown by Category

Estimated monthly spending: Prairie Village, KS vs Ham Lake, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 32.9%
Prairie Village, KS
$2,064
Ham Lake, MN
$2,743
Difference
$679
more
Other
↑ 10.0%
Prairie Village, KS
$1,751
Ham Lake, MN
$1,927
Difference
$176
more
Transportation
↑ 13.1%
Prairie Village, KS
$1,325
Ham Lake, MN
$1,498
Difference
$173
more
Healthcare
↑ 24.3%
Prairie Village, KS
$685
Ham Lake, MN
$851
Difference
$166
more
Groceries
↑ 8.2%
Prairie Village, KS
$1,071
Ham Lake, MN
$1,159
Difference
$88.20
more
All Utilities
↓ 5.3%
Prairie Village, KS
$604
Ham Lake, MN
$572
Difference
$31.81
less

🏠Rent Comparison

Studio
From$1,520
To$1,510
↓ $10.00
1 Bed
From$1,670
To$1,710
↑ $40.00
2 Bed
From$1,890
To$2,080
↑ $190
3 Bed
From$2,460
To$2,750
↑ $290
Prairie Village, KSZIP-level data

1BR range: $1,670–$1,670/mo

Ham Lake, MNZIP-level data

1BR range: $1,710–$1,710/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Prairie Village, KS
$8,751
Monthly in Ham Lake, MN
$1,251
Difference

Home Values

Prairie Village
Ham Lake
$465K
Median Value
$440K
↑ +6%
YoY Change
↑ +2.7%
↑ +37.9%
5-Year Change
↑ +25.8%

Homes in Ham Lake are 5% less expensive than Prairie Village

Calculate payment - Prairie VillageCalculate payment - Ham Lake

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.0K
More taxes
Monthly Difference
$168
Less take-home
Effective Rate Diff
1.3%
Rate difference

Prairie Village, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Ham Lake, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Prairie Village, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Ham Lake, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Prairie Village
Ham Lake
46 Good
Air Quality
42 Good
59.3%
Good Air Days
66.4%
97 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.6°F
44 days
Heat Days >95°F
14 days
▲+3.3°F
2050 Outlook
▲+3.6°F
44 days
Heat Days >95°F
14 days

Before moving from Prairie Village, KS to Ham Lake, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Ham Lake, MN for the same bedroom count and included utilities as your home in Prairie Village, KS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Prairie Village to Ham Lake moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Ham Lake, MN by cost, housing, population and region.

Frequently Asked Questions: Prairie Village, KS vs Ham Lake, MN

How do the cost estimates for Prairie Village, KS and Ham Lake, MN compare?

Ham Lake, MN has a modeled overall cost index 19.6% higher than Prairie Village, KS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Prairie Village, KS, the model estimates $165,006 in Ham Lake, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Prairie Village, KS and Ham Lake, MN?

The modeled two-bedroom rents are $1,890/month in Prairie Village, KS and $2,080/month in Ham Lake, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Kansas and Minnesota on TaxTakeHome.com

Similar cost to Ham Lake, MN

Other cities in a similar price range

Austin, TXDenver, CONashville, TN

Want to compare different cities?

New Comparison