Prescott, AZ vs Farmers Branch, TX: Cost of Living

Which city costs less?

Farmers Branch, TX has a modeled overall cost index 13.2% lower than Prescott, AZ.

Prescott, AZ · modeled 2BR rent: $1,920 / month
Farmers Branch, TX · modeled 2BR rent: $2,250 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Prescott, AZ and Farmers Branch, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Prescott, AZ

Numbers update automatically as you type

Estimated savings: $794/month in Farmers Branch, TX

$150,000 in your current city has a modeled equivalent of $140,471 in Farmers Branch, TX

Regional cost estimates: Prescott, AZ uses Scottsdale, AZ. Farmers Branch, TX uses Irving, TX. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 13.2%

Less expensive

Monthly Impact

$794

Savings

Annual Impact

$9.5K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Prescott, AZ

Population:48K

Cost Index:

109.3

100 = national average

Typical Home:$531K

Farmers Branch, TX

Population:37K

Cost Index:

94.8

100 = national average

Typical Home:$519K

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Prescott, AZ

The Grand Canyon State

48K

Population

State Tax

Yes

Located in Arizona, this city has a population of 48K residents.

Farmers Branch, TX

The Lone Star State

37K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 37K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Prescott, AZ vs Farmers Branch, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Prescott, AZ	Farmers Branch, TX	Difference	Change
Housing	$2,762/mo	$1,947/mo	↓ $815less	29.5%
Other	$1,659/mo	$1,575/mo	↓ $83.70less	5.0%
Healthcare	$520/mo	$584/mo	↑ $64.38more	12.4%
Groceries	$847/mo	$905/mo	↑ $58.06more	6.9%
Transportation	$1,230/mo	$1,174/mo	↓ $55.45less	4.5%
All Utilities	$483/mo	$520/mo	↑ $37.70more	7.8%

Housing

↓ 29.5%

Prescott, AZ

$2,762

Farmers Branch, TX

$1,947

Difference

$815

less

Other

↓ 5.0%

Prescott, AZ

$1,659

Farmers Branch, TX

$1,575

Difference

$83.70

less

Healthcare

↑ 12.4%

Prescott, AZ

$520

Farmers Branch, TX

$584

Difference

$64.38

Groceries

↑ 6.9%

Prescott, AZ

$847

Farmers Branch, TX

$905

Difference

$58.06

Transportation

↓ 4.5%

Prescott, AZ

$1,230

Farmers Branch, TX

$1,174

Difference

$55.45

less

All Utilities

↑ 7.8%

Prescott, AZ

$483

Farmers Branch, TX

$520

Difference

$37.70

🏠Rent Comparison

Studio

From$1,320

To$1,845

↑ $525

1 Bed

From$1,530

To$1,920

↑ $390

2 Bed

From$1,920

To$2,250

↑ $330

3 Bed

From$2,670

To$2,835

↑ $165

Prescott, AZZIP-level data

1BR range: $1,530–$1,530/mo

Farmers Branch, TXZIP-level data

1BR range: $1,830–$2,010/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Prescott, AZ

$6,706

Monthly in Farmers Branch, TX

$794

Difference

Home Values

Prescott

Farmers Branch

$531K

Median Value

$519K

↓ -1%

YoY Change

↑ +0.8%

↑ +32.2%

5-Year Change

↑ +37.5%

$531K

Price Range

$350K - $688K

Homes in Farmers Branch are 2% less expensive than Prescott

Calculate payment - Prescott Calculate payment - Farmers Branch

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Prescott, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Farmers Branch, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Prescott, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Farmers Branch, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Prescott

Farmers Branch

77 Moderate

Air Quality

55 Moderate

Good Air Days

35.2%

100 Very High

Climate Risk

100 Very High

🔥🌊🌡

Top Hazards

🌊🌡🌪

▲+2.7°F

2050 Outlook

▲+2.8°F

161 days

Heat Days >95°F

92 days

▲+2.7°F

2050 Outlook

▲+2.8°F

161 days

Heat Days >95°F

92 days

Before moving from Prescott, AZ to Farmers Branch, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Farmers Branch, TX for the same bedroom count and included utilities as your home in Prescott, AZ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Prescott to Farmers Branch moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Farmers Branch, TX by cost, housing, population and region.

Frequently Asked Questions: Prescott, AZ vs Farmers Branch, TX

How do the cost estimates for Prescott, AZ and Farmers Branch, TX compare?

Farmers Branch, TX has a modeled overall cost index 13.2% lower than Prescott, AZ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Prescott, AZ, the model estimates $140,471 in Farmers Branch, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Prescott, AZ and Farmers Branch, TX?

The modeled two-bedroom rents are $1,920/month in Prescott, AZ and $2,250/month in Farmers Branch, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Arizona and Texas on TaxTakeHome.com