Prescott, AZ vs Prescott Valley, AZ: Cost of Living

Which city costs less?

Prescott Valley, AZ has a modeled overall cost index 0.8% higher than Prescott, AZ.

Prescott, AZ · modeled 2BR rent: $1,920 / month
Prescott Valley, AZ · modeled 2BR rent: $1,760 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Prescott, AZ and Prescott Valley, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Prescott, AZ

Numbers update automatically as you type

Estimated extra cost: $52.73/month in Prescott Valley, AZ

$150,000 in your current city has a modeled equivalent of $150,633 in Prescott Valley, AZ

Regional cost estimates: Prescott, AZ uses Scottsdale, AZ. Prescott Valley, AZ uses Scottsdale, AZ. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.8%

More expensive

Monthly Impact

$52.73

Extra cost

Annual Impact

$633

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Prescott, AZ

Population:48K

Cost Index:

109.3

100 = national average

Typical Home:$531K

Prescott Valley, AZ

Population:50K

Cost Index:

110.2

100 = national average

Typical Home:$428K

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Prescott, AZ

The Grand Canyon State

48K

Population

State Tax

Yes

Located in Arizona, this city has a population of 48K residents.

Prescott Valley, AZ

The Grand Canyon State

50K

Population

State Tax

Yes

Located in Arizona, this city has a population of 50K residents.

Cost Breakdown by Category

Estimated monthly spending: Prescott, AZ vs Prescott Valley, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Prescott, AZ	Prescott Valley, AZ	Difference	Change
Housing	$2,762/mo	$2,784/mo	↑ $22.16more	0.8%
Other	$1,659/mo	$1,672/mo	↑ $13.31more	0.8%
Transportation	$1,230/mo	$1,239/mo	↑ $9.86more	0.8%
Groceries	$847/mo	$851/mo	↑ $3.39more	0.4%
Healthcare	$520/mo	$522/mo	↑ $2.08more	0.4%
All Utilities	$483/mo	$485/mo	↑ $1.93more	0.4%

Housing

↑ 0.8%

Prescott, AZ

$2,762

Prescott Valley, AZ

$2,784

Difference

$22.16

Other

↑ 0.8%

Prescott, AZ

$1,659

Prescott Valley, AZ

$1,672

Difference

$13.31

Transportation

↑ 0.8%

Prescott, AZ

$1,230

Prescott Valley, AZ

$1,239

Difference

$9.86

Groceries

↑ 0.4%

Prescott, AZ

$847

Prescott Valley, AZ

$851

Difference

$3.39

Healthcare

↑ 0.4%

Prescott, AZ

$520

Prescott Valley, AZ

$522

Difference

$2.08

All Utilities

↑ 0.4%

Prescott, AZ

$483

Prescott Valley, AZ

$485

Difference

$1.93

🏠Rent Comparison

Studio

From$1,320

To$1,210

↓ $110

1 Bed

From$1,530

To$1,410

↓ $120

2 Bed

From$1,920

To$1,760

↓ $160

3 Bed

From$2,670

To$2,450

↓ $220

Prescott, AZZIP-level data

1BR range: $1,530–$1,530/mo

Prescott Valley, AZZIP-level data

1BR range: $1,410–$1,410/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Prescott, AZ

$7,553

Monthly in Prescott Valley, AZ

$52.73

Difference

Home Values

Prescott

Prescott Valley

$531K

Median Value

$428K

↓ -1%

YoY Change

↑ +0.6%

↑ +32.2%

5-Year Change

↑ +31.5%

Homes in Prescott Valley are 19% less expensive than Prescott

Calculate payment - Prescott Calculate payment - Prescott Valley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Prescott, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Prescott Valley, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Prescott, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Prescott Valley, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Prescott

Prescott Valley

77 Moderate

Air Quality

77 Moderate

Good Air Days

100 Very High

Climate Risk

100 Very High

🔥🌊🌡

Top Hazards

🔥🌊🌡

▲+2.7°F

2050 Outlook

▲+2.7°F

161 days

Heat Days >95°F

161 days

▲+2.7°F

2050 Outlook

▲+2.7°F

161 days

Heat Days >95°F

161 days

Before moving from Prescott, AZ to Prescott Valley, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Prescott Valley, AZ for the same bedroom count and included utilities as your home in Prescott, AZ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Prescott to Prescott Valley moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Prescott Valley, AZ by cost, housing, population and region.

Frequently Asked Questions: Prescott, AZ vs Prescott Valley, AZ

How do the cost estimates for Prescott, AZ and Prescott Valley, AZ compare?

Prescott Valley, AZ has a modeled overall cost index 0.8% higher than Prescott, AZ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Prescott, AZ, the model estimates $150,633 in Prescott Valley, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Prescott, AZ and Prescott Valley, AZ?

The modeled two-bedroom rents are $1,920/month in Prescott, AZ and $1,760/month in Prescott Valley, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.