Is St. Louis, MO cheaper than Princeton, TX?

Based on cost of living data, St. Louis, MO is 13.6% cheaper than Princeton, TX. This translates to saving $1018 per month.

What salary do I need in St. Louis, MO to live like I do in Princeton, TX?

If you earn $150,000 in Princeton, TX, you'd need approximately $137,788.547 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Princeton, TX and St. Louis, MO?

Housing in St. Louis, MO is 17.4% cheaper than in Princeton, TX. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,840/month in Princeton, TX.

How much can I save per month by moving from Princeton, TX to St. Louis, MO?

Moving from Princeton, TX to St. Louis, MO could save you approximately $1018 per month, or $12211 per year, based on a $150,000 salary.

Princeton, TX vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Princeton, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in Princeton, TX

Numbers update automatically as you type

You'd save $1.0K/month moving to St. Louis, MO

$150.0K in your current city equals $137.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 13.6%

Less expensive

Monthly Impact

$1,018

Savings

Annual Impact

$12.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Princeton, TX

Population:28K

Cost Index:100

Median Home:$295K

St. Louis, MO

Population:302K

Cost Index:86

Median Home:$145K

Princeton, TX

The Lone Star State

28K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 28K residents.

💡 Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Princeton, TX vs St. Louis, MO

Category	Princeton, TX	St. Louis, MO	Difference	Change
🏠Housing	$2,265/mo	$1,871/mo	↓ $394less	17.4%
📦Other	$1,828/mo	$1,607/mo	↓ $221less	12.1%
🏥Healthcare	$616/mo	$527/mo	↓ $89.20less	14.5%
🚗Transportation	$1,232/mo	$1,216/mo	↓ $16.55less	1.3%
⚡All Utilities	$548/mo	$535/mo	↓ $12.95less	2.4%
🛒Groceries	$954/mo	$949/mo	↓ $4.98less	0.5%

🏠Housing

↓ 17.4%

Princeton, TX

$2,265

St. Louis, MO

$1,871

Difference

$394

less

📦Other

↓ 12.1%

Princeton, TX

$1,828

St. Louis, MO

$1,607

Difference

$221

less

🏥Healthcare

↓ 14.5%

Princeton, TX

$616

St. Louis, MO

$527

Difference

$89.20

less

🚗Transportation

↓ 1.3%

Princeton, TX

$1,232

St. Louis, MO

$1,216

Difference

$16.55

less

⚡All Utilities

↓ 2.4%

Princeton, TX

$548

St. Louis, MO

$535

Difference

$12.95

less

🛒Groceries

↓ 0.5%

Princeton, TX

$954

St. Louis, MO

$949

Difference

$4.98

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Princeton, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,509

To$910

↓ $599

1 Bed

From$1,574

To$950

↓ $624

2 Bed

From$1,840

To$1,160

↓ $680

3 Bed

From$2,317

To$1,490

↓ $827

Princeton, TXZIP-level data

1BR range: $1,950–$1,950/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,444

Monthly in Princeton, TX

$6,705

Monthly in St. Louis, MO

$739

Difference

Home Values

Princeton

St. Louis

$295K

Median Value

$145K

↓ -9%

YoY Change

↓ -0.8%

↑ +17.3%

5-Year Change

↑ +10.9%

$295K

Price Range

$38K - $302K

Homes in St. Louis are 51% less expensive than Princeton

Calculate payment - Princeton Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Princeton, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Princeton, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.