Prospect Heights, IL vs Bensenville, IL: Cost of Living

Which city costs less?

Bensenville, IL has a modeled overall cost index 0.4% higher than Prospect Heights, IL.

Prospect Heights, IL · modeled 2BR rent: $1,710 / month
Bensenville, IL · modeled 2BR rent: $1,720 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Prospect Heights, IL and Bensenville, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Prospect Heights, IL

Numbers update automatically as you type

Estimated extra cost: $28.54/month in Bensenville, IL

$150,000 in your current city has a modeled equivalent of $150,343 in Bensenville, IL

Regional cost estimates: Prospect Heights, IL uses Chicago, IL. Bensenville, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.4%

More expensive

Monthly Impact

$28.54

Extra cost

Annual Impact

$343

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Prospect Heights, IL

Population:15K

Cost Index:

95.9

100 = national average

Typical Home:$351K

Bensenville, IL

Population:18K

Cost Index:

96.3

100 = national average

Typical Home:$332K

Planning the move to Bensenville?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Prospect Heights, IL

The Prairie State

15K

Population

State Tax

Yes

Located in Illinois, this city has a population of 15K residents.

Bensenville, IL

The Prairie State

18K

Population

State Tax

Yes

Located in Illinois, this city has a population of 18K residents.

Cost Breakdown by Category

Estimated monthly spending: Prospect Heights, IL vs Bensenville, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Prospect Heights, IL	Bensenville, IL	Difference	Change
Housing	$2,443/mo	$2,454/mo	↑ $10.74more	0.4%
Other	$1,556/mo	$1,563/mo	↑ $6.84more	0.4%
Transportation	$1,487/mo	$1,494/mo	↑ $6.54more	0.4%
Groceries	$967/mo	$969/mo	↑ $2.12more	0.2%
Healthcare	$559/mo	$560/mo	↑ $1.23more	0.2%
All Utilities	$488/mo	$489/mo	↑ $1.07more	0.2%

Housing

↑ 0.4%

Prospect Heights, IL

$2,443

Bensenville, IL

$2,454

Difference

$10.74

Other

↑ 0.4%

Prospect Heights, IL

$1,556

Bensenville, IL

$1,563

Difference

$6.84

Transportation

↑ 0.4%

Prospect Heights, IL

$1,487

Bensenville, IL

$1,494

Difference

$6.54

Groceries

↑ 0.2%

Prospect Heights, IL

$967

Bensenville, IL

$969

Difference

$2.12

Healthcare

↑ 0.2%

Prospect Heights, IL

$559

Bensenville, IL

$560

Difference

$1.23

All Utilities

↑ 0.2%

Prospect Heights, IL

$488

Bensenville, IL

$489

Difference

$1.07

🏠Rent Comparison

Studio

From$1,420

To$1,430

↑ $10.00

1 Bed

From$1,520

To$1,530

↑ $10.00

2 Bed

From$1,710

To$1,720

↑ $10.00

3 Bed

From$2,200

To$2,210

↑ $10.00

Prospect Heights, ILZIP-level data

1BR range: $1,520–$1,520/mo

Bensenville, ILZIP-level data

1BR range: $1,530–$1,530/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Prospect Heights, IL

$7,529

Monthly in Bensenville, IL

$28.54

Difference

Home Values

Prospect Heights

Bensenville

$351K

Median Value

$332K

↑ +5.6%

YoY Change

↑ +4%

↑ +42.1%

5-Year Change

↑ +31%

Homes in Bensenville are 5% less expensive than Prospect Heights

Calculate payment - Prospect Heights Calculate payment - Bensenville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Prospect Heights, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Bensenville, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Prospect Heights, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Bensenville, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Prospect Heights

Bensenville

54 Moderate

Air Quality

54 Moderate

35.8%

Good Air Days

35.8%

100 Very High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

Before moving from Prospect Heights, IL to Bensenville, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Bensenville, IL for the same bedroom count and included utilities as your home in Prospect Heights, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Prospect Heights to Bensenville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Bensenville, IL by cost, housing, population and region.

Frequently Asked Questions: Prospect Heights, IL vs Bensenville, IL

How do the cost estimates for Prospect Heights, IL and Bensenville, IL compare?

Bensenville, IL has a modeled overall cost index 0.4% higher than Prospect Heights, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Prospect Heights, IL, the model estimates $150,343 in Bensenville, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Prospect Heights, IL and Bensenville, IL?

The modeled two-bedroom rents are $1,710/month in Prospect Heights, IL and $1,720/month in Bensenville, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.