Is Nashville, TN cheaper than Providence, RI?

Based on cost of living data, Nashville, TN is 23.7% cheaper than Providence, RI. This translates to saving $1781 per month.

What salary do I need in Nashville, TN to live like I do in Providence, RI?

If you earn $150,000 in Providence, RI, you'd need approximately $128,625.533 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Providence, RI and Nashville, TN?

Housing in Nashville, TN is 38.4% cheaper than in Providence, RI. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,803/month in Providence, RI.

How much can I save per month by moving from Providence, RI to Nashville, TN?

Moving from Providence, RI to Nashville, TN could save you approximately $1781 per month, or $21374 per year, based on a $150,000 salary.

Providence, RI vs Nashville, TN: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Providence, RI — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Providence, RI

Numbers update automatically as you type

You'd save $1.8K/month moving to Nashville, TN

$150.0K in your current city equals $128.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area

Overall Cost

↓ 23.7%

Less expensive

Monthly Impact

$1,781

Savings

Annual Impact

$21.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Providence, RI

Population:191K

Cost Index:100

Median Home:$430K

Nashville, TN

Population:689K

Cost Index:76

Median Home:$489K

Providence, RI

The Ocean State

191K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 191K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Providence, RI vs Nashville, TN

Category	Providence, RI	Nashville, TN	Difference	Change
🏠Housing	$4,304/mo	$2,651/mo	↓ $1,654less	38.4%
🚗Transportation	$1,659/mo	$1,284/mo	↓ $375less	22.6%
📦Other	$1,654/mo	$1,942/mo	↑ $288more	17.4%
⚡All Utilities	$682/mo	$519/mo	↓ $162less	23.8%
🏥Healthcare	$708/mo	$607/mo	↓ $101less	14.2%
🛒Groceries	$1,028/mo	$949/mo	↓ $78.26less	7.6%

🏠Housing

↓ 38.4%

Providence, RI

$4,304

Nashville, TN

$2,651

Difference

$1,654

less

🚗Transportation

↓ 22.6%

Providence, RI

$1,659

Nashville, TN

$1,284

Difference

$375

less

📦Other

↑ 17.4%

Providence, RI

$1,654

Nashville, TN

$1,942

Difference

$288

⚡All Utilities

↓ 23.8%

Providence, RI

$682

Nashville, TN

$519

Difference

$162

less

🏥Healthcare

↓ 14.2%

Providence, RI

$708

Nashville, TN

$607

Difference

$101

less

🛒Groceries

↓ 7.6%

Providence, RI

$1,028

Nashville, TN

$949

Difference

$78.26

less

🏠Rent Comparison

Studio

From$1,372

To$1,600

↑ $228

1 Bed

From$1,464

To$1,680

↑ $216

2 Bed

From$1,803

To$1,840

↑ $37.00

3 Bed

From$2,181

To$2,350

↑ $169

Providence, RIZIP-level data

1BR range: $1,400–$1,970/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,035

Monthly in Providence, RI

$7,952

Monthly in Nashville, TN

$2,083

Difference

Home Values

Providence

Nashville

$430K

Median Value

$489K

↑ +2%

YoY Change

↓ -2.1%

↑ +49.5%

5-Year Change

↑ +32.1%

$403K - $769K

Price Range

$320K - $1.16M

Homes in Nashville are 14% more expensive than Providence

Calculate payment - Providence Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $6.4K

Per year

Monthly Difference

$537

More take-home

Effective Rate Diff

4.3%

Rate difference

Providence, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Providence, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.