Is Stamford, CT cheaper than Providence, RI?

Based on cost of living data, Stamford, CT is 7.2% more expensive than Providence, RI. This translates to spending an extra $537 per month.

What salary do I need in Stamford, CT to live like I do in Providence, RI?

If you earn $150,000 in Providence, RI, you'd need approximately $156,448.675 in Stamford, CT to maintain the same standard of living.

How does housing cost compare between Providence, RI and Stamford, CT?

Housing in Stamford, CT is 37.8% more expensive than in Providence, RI. For a two-bedroom apartment, rent is $2,036/month in Stamford, CT compared to $1,803/month in Providence, RI.

How much can I save per month by moving from Providence, RI to Stamford, CT?

Living in Stamford, CT costs approximately $537 more per month than Providence, RI, or $6449 more per year, based on a $150,000 salary.

Providence, RI vs Stamford, CT: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Providence, RI

Numbers update automatically as you type

You'd spend $537/month more in Stamford, CT

$150.0K in your current city equals $156.4K in Stamford, CT

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area

Overall Cost

↑ 7.2%

More expensive

Monthly Impact

$537

Extra cost

Annual Impact

$6.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Providence, RI

Population:191K

Cost Index:

100

100 = national average

Median Home:$430K

Stamford, CT

Population:136K

Cost Index:

107

(7% above avg)

Median Home:$609K

Providence, RI

The Ocean State

191K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 191K residents.

Stamford, CT

The Constitution State

136K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 136K residents.

Cost Breakdown by Category

Annual spending: Providence, RI vs Stamford, CT

Category	Providence, RI	Stamford, CT	Difference	Change
Housing	$4,304/mo	$5,931/mo	↑ $1,627more	37.8%
Transportation	$1,659/mo	$1,381/mo	↓ $279less	16.8%
All Utilities	$682/mo	$557/mo	↓ $125less	18.3%
Other	$1,654/mo	$1,753/mo	↑ $98.34more	5.9%
Healthcare	$708/mo	$638/mo	↓ $69.52less	9.8%
Groceries	$1,028/mo	$1,082/mo	↑ $53.99more	5.3%

Housing

↑ 37.8%

Providence, RI

$4,304

Stamford, CT

$5,931

Difference

$1,627

Transportation

↓ 16.8%

Providence, RI

$1,659

Stamford, CT

$1,381

Difference

$279

less

All Utilities

↓ 18.3%

Providence, RI

$682

Stamford, CT

$557

Difference

$125

less

Other

↑ 5.9%

Providence, RI

$1,654

Stamford, CT

$1,753

Difference

$98.34

Healthcare

↓ 9.8%

Providence, RI

$708

Stamford, CT

$638

Difference

$69.52

less

Groceries

↑ 5.3%

Providence, RI

$1,028

Stamford, CT

$1,082

Difference

$53.99

🏠Rent Comparison

Studio

From$1,372

To$1,406

↑ $34.00

1 Bed

From$1,464

To$1,707

↑ $243

2 Bed

From$1,803

To$2,036

↑ $233

3 Bed

From$2,181

To$2,461

↑ $280

Providence, RIZIP-level data

1BR range: $1,400–$1,970/mo

Stamford, CTZIP-level data

1BR range: $2,100–$2,650/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,035

Monthly in Providence, RI

$11,341

Monthly in Stamford, CT

$1,306

Difference

Home Values

Providence

Stamford

$430K

Median Value

$609K

↑ +2%

YoY Change

↑ +4.9%

↑ +49.5%

5-Year Change

↑ +40.5%

$403K - $769K

Price Range

$369K - $1.05M

Homes in Stamford are 41% more expensive than Providence

Calculate payment - Providence Calculate payment - Stamford

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.6K

More taxes

Monthly Difference

$134

Less take-home

Effective Rate Diff

1.1%

Rate difference

Providence, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Stamford, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

Additional Tax Information

Providence, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

Stamford, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.