Is Yonkers, NY cheaper than Providence, RI?

Based on cost of living data, Yonkers, NY is 7.5% cheaper than Providence, RI. This translates to saving $560 per month.

What salary do I need in Yonkers, NY to live like I do in Providence, RI?

If you earn $150,000 in Providence, RI, you'd need approximately $143,283.414 in Yonkers, NY to maintain the same standard of living.

How does housing cost compare between Providence, RI and Yonkers, NY?

Housing in Yonkers, NY is 13.7% cheaper than in Providence, RI. For a two-bedroom apartment, rent is $2,860/month in Yonkers, NY compared to $1,803/month in Providence, RI.

How much can I save per month by moving from Providence, RI to Yonkers, NY?

Moving from Providence, RI to Yonkers, NY could save you approximately $560 per month, or $6717 per year, based on a $150,000 salary.

Providence, RI vs Yonkers, NY: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Providence, RI

Numbers update automatically as you type

You'd save $560/month moving to Yonkers, NY

$150.0K in your current city equals $143.3K in Yonkers, NY

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area

Overall Cost

↓ 7.5%

Less expensive

Monthly Impact

$560

Savings

Annual Impact

$6.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Providence, RI

Population:191K

Cost Index:

100

100 = national average

Median Home:$430K

Yonkers, NY

Population:208K

Cost Index:

(7% below avg)

Median Home:$648K

Providence, RI

The Ocean State

191K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 191K residents.

Yonkers, NY

The Empire State

208K

Population

State Tax

Yes

Located in New York, this city has a population of 208K residents.

Cost Breakdown by Category

Annual spending: Providence, RI vs Yonkers, NY

Category	Providence, RI	Yonkers, NY	Difference	Change
Housing	$4,304/mo	$3,716/mo	↓ $588less	13.7%
Other	$1,654/mo	$2,026/mo	↑ $371more	22.4%
All Utilities	$682/mo	$596/mo	↓ $85.96less	12.6%
Groceries	$1,028/mo	$1,099/mo	↑ $71.63more	7.0%
Transportation	$1,659/mo	$1,598/mo	↓ $61.23less	3.7%
Healthcare	$708/mo	$688/mo	↓ $20.18less	2.9%

Housing

↓ 13.7%

Providence, RI

$4,304

Yonkers, NY

$3,716

Difference

$588

less

Other

↑ 22.4%

Providence, RI

$1,654

Yonkers, NY

$2,026

Difference

$371

All Utilities

↓ 12.6%

Providence, RI

$682

Yonkers, NY

$596

Difference

$85.96

less

Groceries

↑ 7.0%

Providence, RI

$1,028

Yonkers, NY

$1,099

Difference

$71.63

Transportation

↓ 3.7%

Providence, RI

$1,659

Yonkers, NY

$1,598

Difference

$61.23

less

Healthcare

↓ 2.9%

Providence, RI

$708

Yonkers, NY

$688

Difference

$20.18

less

🏛️ Local Income Taxes

Yonkers, NY: Yonkers Surcharge (16.75% of state tax)$2,939/yr (2.0%)

Providence, RI has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,372

To$2,490

↑ $1,118

1 Bed

From$1,464

To$2,610

↑ $1,146

2 Bed

From$1,803

To$2,860

↑ $1,057

3 Bed

From$2,181

To$3,580

↑ $1,399

Providence, RIZIP-level data

1BR range: $1,400–$1,970/mo

Yonkers, NYZIP-level data

1BR range: $2,400–$2,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,035

Monthly in Providence, RI

$9,722

Monthly in Yonkers, NY

$313

Difference

Home Values

Providence

Yonkers

$430K

Median Value

$648K

↑ +2%

YoY Change

↑ +4.6%

↑ +49.5%

5-Year Change

↑ +30.3%

$403K - $769K

Price Range

$598K - $729K

Homes in Yonkers are 51% more expensive than Providence

Calculate payment - Providence Calculate payment - Yonkers

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $3.1K

More taxes

Monthly Difference

$258

Less take-home

Effective Rate Diff

2.1%

Rate difference

Providence, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Yonkers, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Providence, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

Yonkers, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.