Is St. Louis, MO cheaper than Provo, UT?

Based on cost of living data, St. Louis, MO is 8.9% cheaper than Provo, UT. This translates to saving $670 per month.

What salary do I need in St. Louis, MO to live like I do in Provo, UT?

If you earn $150,000 in Provo, UT, you'd need approximately $141,959.726 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Provo, UT and St. Louis, MO?

Housing in St. Louis, MO is 22.8% cheaper than in Provo, UT. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,019/month in Provo, UT.

How much can I save per month by moving from Provo, UT to St. Louis, MO?

Moving from Provo, UT to St. Louis, MO could save you approximately $670 per month, or $8040 per year, based on a $150,000 salary.

Provo, UT vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Provo, UT — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Provo, UT

Numbers update automatically as you type

You'd save $670/month moving to St. Louis, MO

$150.0K in your current city equals $142.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↓ 8.9%

Less expensive

Monthly Impact

$670

Savings

Annual Impact

$8.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Provo, UT

Population:113K

Cost Index:100

Median Home:$443K

St. Louis, MO

Population:302K

Cost Index:91

Median Home:$145K

Provo, UT

The Beehive State

113K

Population

State Tax

Yes

Located in Utah, this city has a population of 113K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Provo, UT vs St. Louis, MO

Category	Provo, UT	St. Louis, MO	Difference	Change
🏠Housing	$2,424/mo	$1,871/mo	↓ $553less	22.8%
🏥Healthcare	$612/mo	$527/mo	↓ $85.08less	13.9%
⚡All Utilities	$462/mo	$535/mo	↑ $73.81more	16.0%
🚗Transportation	$1,194/mo	$1,216/mo	↑ $21.54more	1.8%
🛒Groceries	$930/mo	$949/mo	↑ $19.62more	2.1%
📦Other	$1,599/mo	$1,607/mo	↑ $7.79more	0.5%

🏠Housing

↓ 22.8%

Provo, UT

$2,424

St. Louis, MO

$1,871

Difference

$553

less

🏥Healthcare

↓ 13.9%

Provo, UT

$612

St. Louis, MO

$527

Difference

$85.08

less

⚡All Utilities

↑ 16.0%

Provo, UT

$462

St. Louis, MO

$535

Difference

$73.81

🚗Transportation

↑ 1.8%

Provo, UT

$1,194

St. Louis, MO

$1,216

Difference

$21.54

🛒Groceries

↑ 2.1%

Provo, UT

$930

St. Louis, MO

$949

Difference

$19.62

📦Other

↑ 0.5%

Provo, UT

$1,599

St. Louis, MO

$1,607

Difference

$7.79

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Provo, UT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$881

To$910

↑ $29.00

1 Bed

From$912

To$950

↑ $38.00

2 Bed

From$1,019

To$1,160

↑ $141

3 Bed

From$1,417

To$1,490

↑ $73.00

Provo, UTZIP-level data

1BR range: $1,150–$1,210/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,221

Monthly in Provo, UT

$6,705

Monthly in St. Louis, MO

$515

Difference

Home Values

Provo

St. Louis

$443K

Median Value

$145K

↑ +1.9%

YoY Change

↓ -0.8%

↑ +36.1%

5-Year Change

↑ +10.9%

$423K - $592K

Price Range

$38K - $302K

Homes in St. Louis are 67% less expensive than Provo

Calculate payment - Provo Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $654

More taxes

Monthly Difference

$54.50

Less take-home

Effective Rate Diff

0.4%

Rate difference

Provo, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Provo, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.