Is Indianapolis, IN cheaper than Pueblo, CO?

Based on cost of living data, Indianapolis, IN is 12.1% cheaper than Pueblo, CO. This translates to saving $911 per month.

What salary do I need in Indianapolis, IN to live like I do in Pueblo, CO?

If you earn $150,000 in Pueblo, CO, you'd need approximately $139,071.212 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Pueblo, CO and Indianapolis, IN?

Housing in Indianapolis, IN is 21.2% cheaper than in Pueblo, CO. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,001/month in Pueblo, CO.

How much can I save per month by moving from Pueblo, CO to Indianapolis, IN?

Moving from Pueblo, CO to Indianapolis, IN could save you approximately $911 per month, or $10929 per year, based on a $150,000 salary.

Pueblo, CO vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Pueblo, CO — ZIP-level rent data · COL adjusted from Colorado Springs, CO area

Current salary in Pueblo, CO

Numbers update automatically as you type

You'd save $911/month moving to Indianapolis, IN

$150.0K in your current city equals $139.1K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.1%

Less expensive

Monthly Impact

$911

Savings

Annual Impact

$10.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pueblo, CO

Population:111K

Cost Index:100

Median Home:$251K

Indianapolis, IN

Population:888K

Cost Index:88

Median Home:$176K

Pueblo, CO

The Centennial State

111K

Population

State Tax

Yes

Located in Colorado, this city has a population of 111K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Pueblo, CO vs Indianapolis, IN

Category	Pueblo, CO	Indianapolis, IN	Difference	Change
🏠Housing	$2,473/mo	$1,949/mo	↓ $524less	21.2%
📦Other	$1,722/mo	$1,590/mo	↓ $132less	7.7%
🛒Groceries	$980/mo	$919/mo	↓ $60.47less	6.2%
⚡All Utilities	$445/mo	$503/mo	↑ $58.02more	13.0%
🚗Transportation	$1,221/mo	$1,188/mo	↓ $32.93less	2.7%
🏥Healthcare	$614/mo	$582/mo	↓ $31.18less	5.1%

🏠Housing

↓ 21.2%

Pueblo, CO

$2,473

Indianapolis, IN

$1,949

Difference

$524

less

📦Other

↓ 7.7%

Pueblo, CO

$1,722

Indianapolis, IN

$1,590

Difference

$132

less

🛒Groceries

↓ 6.2%

Pueblo, CO

$980

Indianapolis, IN

$919

Difference

$60.47

less

⚡All Utilities

↑ 13.0%

Pueblo, CO

$445

Indianapolis, IN

$503

Difference

$58.02

🚗Transportation

↓ 2.7%

Pueblo, CO

$1,221

Indianapolis, IN

$1,188

Difference

$32.93

less

🏥Healthcare

↓ 5.1%

Pueblo, CO

$614

Indianapolis, IN

$582

Difference

$31.18

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Pueblo, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$691

To$1,030

↑ $339

1 Bed

From$764

To$1,170

↑ $406

2 Bed

From$1,001

To$1,360

↑ $359

3 Bed

From$1,275

To$1,760

↑ $485

Pueblo, COZIP-level data

1BR range: $880–$1,260/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,455

Monthly in Pueblo, CO

$6,732

Monthly in Indianapolis, IN

$723

Difference

Home Values

Pueblo

Indianapolis

$251K

Median Value

$176K

↓ -1.7%

YoY Change

↓ -1.1%

↑ +22%

5-Year Change

↑ +26.9%

$192K - $317K

Price Range

$109K - $340K

Homes in Indianapolis are 30% less expensive than Pueblo

Calculate payment - Pueblo Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.8K

Per year

Monthly Difference

$146

More take-home

Effective Rate Diff

1.2%

Rate difference

Pueblo, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Pueblo, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.