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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $669/month moving to Indianapolis, IN

$150.0K in your current city equals $142.0K in Indianapolis, IN

Rent data from HUD ZIP-level estimates Β· COL index from area
Overall Cost
↓ 8.9%
Less expensive
Monthly Impact
$669
Savings
Annual Impact
$8.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pullman, WA

Population:33K
Cost Index:
100
100 = national average
Median Home:$414K

Indianapolis, IN

Population:888K
Cost Index:
91
(9% below avg)
Median Home:$176K

Pullman, WA

The Evergreen State

33K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 33K residents.

πŸ’‘ Advantage: Washington has no state income tax!

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Pullman, WA vs Indianapolis, IN

Transportation
↓ 37.7%
Pullman, WA
$1,909
Indianapolis, IN
$1,188
Difference
$721
less
Housing
↓ 16.2%
Pullman, WA
$2,325
Indianapolis, IN
$1,949
Difference
$376
less
Healthcare
↓ 29.5%
Pullman, WA
$826
Indianapolis, IN
$582
Difference
$244
less
Groceries
↓ 15.0%
Pullman, WA
$1,082
Indianapolis, IN
$919
Difference
$163
less
Other
↑ 2.7%
Pullman, WA
$1,548
Indianapolis, IN
$1,590
Difference
$41.83
more
All Utilities
↑ 4.3%
Pullman, WA
$482
Indianapolis, IN
$503
Difference
$20.55
more

πŸ›οΈ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Pullman, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$835
To$1,030
↑ $195
1 Bed
From$915
To$1,170
↑ $255
2 Bed
From$1,207
To$1,360
↑ $153
3 Bed
From$1,679
To$1,760
↑ $81.00
Pullman, WAZIP-level data

1BR range: $910–$910/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,174
Monthly in Pullman, WA
$6,732
Monthly in Indianapolis, IN
$1,441
Difference

Home Values

Pullman
Indianapolis
$414K
Median Value
$176K
↓ -3.3%
YoY Change
↓ -1.1%
↑ +22.2%
5-Year Change
↑ +26.9%
$414K
Price Range
$109K - $340K

Homes in Indianapolis are 57% less expensive than Pullman

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.8K
More taxes
Monthly Difference
$404
Less take-home
Effective Rate Diff
3.2%
Rate difference

Pullman, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Pullman, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pullman
Indianapolis
38 Good
Air Quality
54 Moderate
76.5%
Good Air Days
36.6%
90 Moderate
Climate Risk
97 High
πŸ’¨
Top Hazards
🌊🌑πŸŒͺ
β–²+3.0Β°F
2050 Outlook
β–²+3.1Β°F
23 days
Heat Days >95Β°F
18 days
β–²+3.0Β°F
2050 Outlook
β–²+3.1Β°F
23 days
Heat Days >95Β°F
18 days

What to Consider When Moving from Pullman, WA to Indianapolis, IN

Relocating from Pullman, WA to Indianapolis, IN involves more than just comparing rent prices. While the overall cost of living is about 9% lower in Indianapolis, IN, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Indianapolis, IN is 16% cheaper than in Pullman, WA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Indianapolis, IN pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Indianapolis, IN to match your current standard of living in Pullman, WA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Indianapolis, IN for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Pullman, WA vs Indianapolis, IN

Is Indianapolis, IN cheaper than Pullman, WA?

Yes, Indianapolis, IN is about 8.9% cheaper than Pullman, WA. You could save approximately $669/month on a $150,000 salary. Housing costs are 16% lower in Indianapolis, IN.

What salary do I need in Indianapolis, IN to match my lifestyle in Pullman, WA?

If you currently earn $150,000 in Pullman, WA, you would need approximately $141,974 in Indianapolis, IN to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Pullman, WA and Indianapolis, IN?

A two-bedroom apartment averages $1,207/month in Pullman, WA compared to $1,360/month in Indianapolis, IN. One-bedroom apartments are $915/month in Pullman, WA vs $1,170/month in Indianapolis, IN. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Pullman, WA or Indianapolis, IN?

Groceries are about 15% cheaper in Indianapolis, IN than in Pullman, WA, saving a typical household roughly $163/month on food.

What is the best time to move from Pullman, WA to Indianapolis, IN?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between Washington and Indiana on TaxTakeHome.com

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