Puyallup, WA vs McMinnville, OR: Cost of Living

Which city costs less?

McMinnville, OR has a modeled overall cost index 9.4% higher than Puyallup, WA.

Puyallup, WA · modeled 2BR rent: $2,105 / month
McMinnville, OR · modeled 2BR rent: $1,800 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Puyallup, WA and McMinnville, OR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Puyallup, WA

Numbers update automatically as you type

Estimated extra cost: $546/month in McMinnville, OR

$150,000 in your current city has a modeled equivalent of $156,555 in McMinnville, OR

Regional cost estimates: Puyallup, WA uses Tacoma, WA. McMinnville, OR uses Portland, OR. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 9.4%

More expensive

Monthly Impact

$546

Extra cost

Annual Impact

$6.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Puyallup, WA

Population:42K

Cost Index:

109.0

100 = national average

Typical Home:$593K

McMinnville, OR

Population:34K

Cost Index:

119.2

100 = national average

Typical Home:$481K

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Puyallup, WA

The Evergreen State

42K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 42K residents.

💡 Advantage: Washington has no state income tax!

McMinnville, OR

The Beaver State

34K

Population

State Tax

Yes

Located in Oregon, this city has a population of 34K residents.

Cost Breakdown by Category

Estimated monthly spending: Puyallup, WA vs McMinnville, OR

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Puyallup, WA	McMinnville, OR	Difference	Change
Housing	$2,544/mo	$3,345/mo	↑ $800more	31.4%
Transportation	$1,577/mo	$1,360/mo	↓ $217less	13.8%
Other	$1,362/mo	$1,521/mo	↑ $159more	11.6%
Healthcare	$697/mo	$547/mo	↓ $150less	21.5%
Groceries	$913/mo	$882/mo	↓ $30.73less	3.4%
All Utilities	$407/mo	$392/mo	↓ $14.53less	3.6%

Housing

↑ 31.4%

Puyallup, WA

$2,544

McMinnville, OR

$3,345

Difference

$800

Transportation

↓ 13.8%

Puyallup, WA

$1,577

McMinnville, OR

$1,360

Difference

$217

less

Other

↑ 11.6%

Puyallup, WA

$1,362

McMinnville, OR

$1,521

Difference

$159

Healthcare

↓ 21.5%

Puyallup, WA

$697

McMinnville, OR

$547

Difference

$150

less

Groceries

↓ 3.4%

Puyallup, WA

$913

McMinnville, OR

$882

Difference

$30.73

less

All Utilities

↓ 3.6%

Puyallup, WA

$407

McMinnville, OR

$392

Difference

$14.53

less

🏠Rent Comparison

Studio

From$1,525

To$1,470

↓ $55.00

1 Bed

From$1,715

To$1,580

↓ $135

2 Bed

From$2,105

To$1,800

↓ $305

3 Bed

From$2,920

To$2,470

↓ $450

Puyallup, WAZIP-level data

1BR range: $1,530–$1,820/mo

McMinnville, ORZIP-level data

1BR range: $1,580–$1,580/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Puyallup, WA

$8,046

Monthly in McMinnville, OR

$546

Difference

Home Values

Puyallup

McMinnville

$593K

Median Value

$481K

↓ -0.9%

YoY Change

↓ -0.8%

↑ +25.6%

5-Year Change

↑ +20.7%

$555K - $614K

Price Range

$481K

Homes in McMinnville are 19% less expensive than Puyallup

Calculate payment - Puyallup Calculate payment - McMinnville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $15.5K

More taxes

Monthly Difference

$1,293

Less take-home

Effective Rate Diff

10.3%

Rate difference

Puyallup, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

McMinnville, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Puyallup, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

McMinnville, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Puyallup

McMinnville

44 Good

Air Quality

35 Good

72.4%

Good Air Days

85%

99 High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+2.4°F

2050 Outlook

▲+2.5°F

1 days

Heat Days >95°F

9 days

▲+2.4°F

2050 Outlook

▲+2.5°F

1 days

Heat Days >95°F

9 days

Before moving from Puyallup, WA to McMinnville, OR

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in McMinnville, OR for the same bedroom count and included utilities as your home in Puyallup, WA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Puyallup to McMinnville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to McMinnville, OR by cost, housing, population and region.

Frequently Asked Questions: Puyallup, WA vs McMinnville, OR

How do the cost estimates for Puyallup, WA and McMinnville, OR compare?

McMinnville, OR has a modeled overall cost index 9.4% higher than Puyallup, WA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Puyallup, WA, the model estimates $156,555 in McMinnville, OR. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Puyallup, WA and McMinnville, OR?

The modeled two-bedroom rents are $2,105/month in Puyallup, WA and $1,800/month in McMinnville, OR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Washington and Oregon on TaxTakeHome.com