MoveNumbers
Tap to swap

Cost of Living Comparison 2026

๐Ÿ“ Quincy, IL โ€” ZIP-level rent data ยท COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd save $10.62/month moving to St. Louis, MO

$150.0K in your current city equals $149.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 0.1%
Less expensive
Monthly Impact
$10.62
Savings
Annual Impact
$127
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Quincy, IL

Population:39K
Cost Index:100
Median Home:$134K

St. Louis, MO

Population:302K
Cost Index:100
Median Home:$145K

Quincy, IL

The Prairie State

39K
Population
State Tax
Yes

Located in Illinois, this city has a population of 39K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Quincy, IL vs St. Louis, MO

๐Ÿ Housing
โ†“ 0.1%
Quincy, IL
$1,874
St. Louis, MO
$1,871
Difference
$2.65
less
๐Ÿ“ฆOther
โ†“ 0.1%
Quincy, IL
$1,609
St. Louis, MO
$1,607
Difference
$2.28
less
๐Ÿš—Transportation
โ†“ 0.1%
Quincy, IL
$1,217
St. Louis, MO
$1,216
Difference
$1.72
less
๐Ÿ›’Groceries
โ†“ 0.1%
Quincy, IL
$950
St. Louis, MO
$949
Difference
$0.67
less
โšกAll Utilities
โ†“ 0.1%
Quincy, IL
$536
St. Louis, MO
$535
Difference
$0.38
less
๐ŸฅHealthcare
โ†“ 0.1%
Quincy, IL
$527
St. Louis, MO
$527
Difference
$0.37
less

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Quincy, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$721
To$910
โ†‘ $189
1 Bed
From$801
To$950
โ†‘ $149
2 Bed
From$1,051
To$1,160
โ†‘ $109
3 Bed
From$1,312
To$1,490
โ†‘ $178
Quincy, ILZIP-level data

1BR range: $800โ€“$800/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,713
Monthly in Quincy, IL
$6,705
Monthly in St. Louis, MO
$8.08
Difference

Home Values

Quincy
St. Louis
$134K
Median Value
$145K
โ†‘ +0.9%
YoY Change
โ†“ -0.8%
โ†‘ +3.5%
5-Year Change
โ†‘ +10.9%
$134K
Price Range
$38K - $302K

Homes in St. Louis are 8% more expensive than Quincy

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $504
More taxes
Monthly Difference
$42.00
Less take-home
Effective Rate Diff
0.3%
Rate difference

Quincy, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Quincy, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Quincy
St. Louis
54 Moderate
Air Quality
54 Moderate
38%
Good Air Days
38%
99 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
39 days
Heat Days >95ยฐF
39 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
39 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and Missouri on TaxTakeHome.com

Where your money goes further

Cities cheaper than Quincy, IL on a $150.0K salary

Similar cost to St. Louis, MO

Other cities in a similar price range

Want to compare different cities?

New Comparison