Is Nashville, TN cheaper than Quincy, MA?

Based on cost of living data, Nashville, TN is 27.9% cheaper than Quincy, MA. This translates to saving $2091 per month.

What salary do I need in Nashville, TN to live like I do in Quincy, MA?

If you earn $150,000 in Quincy, MA, you'd need approximately $124,904.638 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Quincy, MA and Nashville, TN?

Housing in Nashville, TN is 41.8% cheaper than in Quincy, MA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,395/month in Quincy, MA.

How much can I save per month by moving from Quincy, MA to Nashville, TN?

Moving from Quincy, MA to Nashville, TN could save you approximately $2091 per month, or $25095 per year, based on a $150,000 salary.

Quincy, MA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Quincy, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Quincy, MA

Numbers update automatically as you type

You'd save $2.1K/month moving to Nashville, TN

$150.0K in your current city equals $124.9K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 27.9%

Less expensive

Monthly Impact

$2,091

Savings

Annual Impact

$25.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Quincy, MA

Population:102K

Cost Index:100

Median Home:$689K

Nashville, TN

Population:689K

Cost Index:72

Median Home:$489K

Quincy, MA

The Bay State

102K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 102K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Quincy, MA vs Nashville, TN

Category	Quincy, MA	Nashville, TN	Difference	Change
🏠Housing	$4,551/mo	$2,651/mo	↓ $1,900less	41.8%
🚗Transportation	$1,755/mo	$1,284/mo	↓ $471less	26.8%
📦Other	$1,749/mo	$1,942/mo	↑ $193more	11.0%
⚡All Utilities	$701/mo	$519/mo	↓ $182less	25.9%
🏥Healthcare	$728/mo	$607/mo	↓ $121less	16.6%
🛒Groceries	$1,057/mo	$949/mo	↓ $107less	10.2%

🏠Housing

↓ 41.8%

Quincy, MA

$4,551

Nashville, TN

$2,651

Difference

$1,900

less

🚗Transportation

↓ 26.8%

Quincy, MA

$1,755

Nashville, TN

$1,284

Difference

$471

less

📦Other

↑ 11.0%

Quincy, MA

$1,749

Nashville, TN

$1,942

Difference

$193

⚡All Utilities

↓ 25.9%

Quincy, MA

$701

Nashville, TN

$519

Difference

$182

less

🏥Healthcare

↓ 16.6%

Quincy, MA

$728

Nashville, TN

$607

Difference

$121

less

🛒Groceries

↓ 10.2%

Quincy, MA

$1,057

Nashville, TN

$949

Difference

$107

less

🏠Rent Comparison

Studio

From$1,923

To$1,600

↓ $323

1 Bed

From$2,021

To$1,680

↓ $341

2 Bed

From$2,395

To$1,840

↓ $555

3 Bed

From$2,876

To$2,350

↓ $526

Quincy, MAZIP-level data

1BR range: $2,160–$2,550/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,540

Monthly in Quincy, MA

$7,952

Monthly in Nashville, TN

$2,588

Difference

Home Values

Quincy

Nashville

$689K

Median Value

$489K

↑ +0.6%

YoY Change

↓ -2.1%

↑ +23.9%

5-Year Change

↑ +32.1%

$614K - $729K

Price Range

$320K - $1.16M

Homes in Nashville are 29% less expensive than Quincy

Calculate payment - Quincy Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Quincy, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Quincy, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.