Is Phoenix, AZ cheaper than Quincy, MA?

Based on cost of living data, Phoenix, AZ is 27.7% cheaper than Quincy, MA. This translates to saving $2081 per month.

What salary do I need in Phoenix, AZ to live like I do in Quincy, MA?

If you earn $150,000 in Quincy, MA, you'd need approximately $125,030.667 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Quincy, MA and Phoenix, AZ?

Housing in Phoenix, AZ is 38.7% cheaper than in Quincy, MA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,395/month in Quincy, MA.

How much can I save per month by moving from Quincy, MA to Phoenix, AZ?

Moving from Quincy, MA to Phoenix, AZ could save you approximately $2081 per month, or $24969 per year, based on a $150,000 salary.

Quincy, MA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Quincy, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Quincy, MA

Numbers update automatically as you type

You'd save $2.1K/month moving to Phoenix, AZ

$150.0K in your current city equals $125.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 27.7%

Less expensive

Monthly Impact

$2,081

Savings

Annual Impact

$25.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Quincy, MA

Population:102K

Cost Index:100

Median Home:$689K

Phoenix, AZ

Population:1608K

Cost Index:72

Median Home:$414K

Quincy, MA

The Bay State

102K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 102K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Quincy, MA vs Phoenix, AZ

Category	Quincy, MA	Phoenix, AZ	Difference	Change
🏠Housing	$4,551/mo	$2,788/mo	↓ $1,763less	38.7%
🚗Transportation	$1,755/mo	$1,489/mo	↓ $266less	15.1%
⚡All Utilities	$701/mo	$561/mo	↓ $140less	19.9%
🏥Healthcare	$728/mo	$589/mo	↓ $139less	19.1%
🛒Groceries	$1,057/mo	$963/mo	↓ $93.31less	8.8%
📦Other	$1,749/mo	$1,677/mo	↓ $71.69less	4.1%

🏠Housing

↓ 38.7%

Quincy, MA

$4,551

Phoenix, AZ

$2,788

Difference

$1,763

less

🚗Transportation

↓ 15.1%

Quincy, MA

$1,755

Phoenix, AZ

$1,489

Difference

$266

less

⚡All Utilities

↓ 19.9%

Quincy, MA

$701

Phoenix, AZ

$561

Difference

$140

less

🏥Healthcare

↓ 19.1%

Quincy, MA

$728

Phoenix, AZ

$589

Difference

$139

less

🛒Groceries

↓ 8.8%

Quincy, MA

$1,057

Phoenix, AZ

$963

Difference

$93.31

less

📦Other

↓ 4.1%

Quincy, MA

$1,749

Phoenix, AZ

$1,677

Difference

$71.69

less

🏠Rent Comparison

Studio

From$1,923

To$1,390

↓ $533

1 Bed

From$2,021

To$1,510

↓ $511

2 Bed

From$2,395

To$1,750

↓ $645

3 Bed

From$2,876

To$2,330

↓ $546

Quincy, MAZIP-level data

1BR range: $2,160–$2,550/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,540

Monthly in Quincy, MA

$8,068

Monthly in Phoenix, AZ

$2,472

Difference

Home Values

Quincy

Phoenix

$689K

Median Value

$414K

↑ +0.6%

YoY Change

↓ -3.1%

↑ +23.9%

5-Year Change

↑ +30.2%

$614K - $729K

Price Range

$274K - $957K

Homes in Phoenix are 40% less expensive than Quincy

Calculate payment - Quincy Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$189

More take-home

Effective Rate Diff

1.5%

Rate difference

Quincy, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Quincy, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.