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Cost of Living Comparison 2026

๐Ÿ“ Rahway, NJ โ€” ZIP-level rent data ยท COL adjusted from Newark, NJ area

$

Numbers update automatically as you type

You'd spend $51.46/month more in Phoenix, AZ

$150.0K in your current city equals $150.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
โ†‘ 0.7%
More expensive
Monthly Impact
$51.46
Extra cost
Annual Impact
$618
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Rahway, NJ

Population:30K
Cost Index:100
Median Home:$522K

Phoenix, AZ

Population:1608K
Cost Index:101
Median Home:$414K

Rahway, NJ

The Garden State

30K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 30K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Rahway, NJ vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 44.4%
Rahway, NJ
$1,931
Phoenix, AZ
$2,788
Difference
$857
more
๐Ÿ“ฆOther
โ†“ 12.7%
Rahway, NJ
$1,922
Phoenix, AZ
$1,677
Difference
$245
less
๐Ÿ›’Groceries
โ†“ 10.0%
Rahway, NJ
$1,071
Phoenix, AZ
$963
Difference
$108
less
๐ŸฅHealthcare
โ†“ 12.1%
Rahway, NJ
$670
Phoenix, AZ
$589
Difference
$81.38
less
๐Ÿš—Transportation
โ†“ 1.8%
Rahway, NJ
$1,517
Phoenix, AZ
$1,489
Difference
$27.84
less
โšกAll Utilities
โ†“ 3.3%
Rahway, NJ
$580
Phoenix, AZ
$561
Difference
$19.05
less

๐Ÿ Rent Comparison

Studio
From$1,396
To$1,390
โ†“ $6.00
1 Bed
From$1,573
To$1,510
โ†“ $63.00
2 Bed
From$1,904
To$1,750
โ†“ $154
3 Bed
From$2,388
To$2,330
โ†“ $58.00
Rahway, NJZIP-level data

1BR range: $1,950โ€“$1,950/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,691
Monthly in Rahway, NJ
$8,068
Monthly in Phoenix, AZ
$377
Difference

Home Values

Rahway
Phoenix
$522K
Median Value
$414K
โ†‘ +2.7%
YoY Change
โ†“ -3.1%
โ†‘ +45.6%
5-Year Change
โ†‘ +30.2%
$522K
Price Range
$274K - $957K

Homes in Phoenix are 21% less expensive than Rahway

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.2K
Per year
Monthly Difference
$183
More take-home
Effective Rate Diff
1.5%
Rate difference

Rahway, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Rahway, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Rahway
Phoenix
N/A
Air Quality
77 Moderate
-
Good Air Days
9%
98 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
15 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
15 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Jersey and Arizona on TaxTakeHome.com

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